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US Bank Platinum Approval!

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Viva-LV
Frequent Contributor

Re: US Bank Platinum Approval!

Congrats on your SL! I've been with USB for quite awhile, never apped for a cli, have three CC's with combined CL's of 21k. Keep an eye on BOA, they are more generous than USB with CL's. Good luck!

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 400K Club
Message 11 of 15
Anonymous
Not applicable

Re: US Bank Platinum Approval!


@Anonymous wrote:

I was just approved for an $8,000 starting limit with my US Bank Platinum Card, no annual fee and 15 months 0%. They only pulled my Experian, which was my lowest score at 618. After getting the approval, it instantly jumped 19 points to 635!

 

I've been banking with US Bank for several years now. I've been on the credit rebuilding road for the past year, and have slowly been working up to applying for a card with them. I'be been trying the prequal website and it offered me the platinum and cash+ cards as options. It wasn't until I received an offer in the mail (and email) for the Platinum that I decided to go for it. 

 

When I tried applying online, it was having some issues with verifying my new address. Sooo.. I ended up having to go into the branch. Good thing I did! My banker was able to extend the 0% interest to 15 months! Plus, I think she worked some magic, because my SL is $8,000! That's my highest line yet! Yay!

 

Just thought I'd share my experience, as it seemed that going into the branch helped me with getting a better offer. 


Congratulations to you!...Thanks for sharing.Smiley Happy

Message 12 of 15
Anonymous
Not applicable

Re: US Bank Platinum Approval!

Congrats!! US bank is really gets well as you grow old with them!! It's truely 5 star bank!!
Message 13 of 15
GetMeSlick
Established Contributor

Re: US Bank Platinum Approval!

Congrats OP. thats a nice SL. i tried with them last year, no luck. 

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


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Gardening since Mar/2024
Message 14 of 15
ddemari
Super Contributor

Re: US Bank Platinum Approval!

Wow that's a great limit! I got a 1500 limit approval on that card earlier this year, with a 720s score. Congrats on an awesome approval!
Message 15 of 15
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