US Bank REI CLI finally... - myFICO® Forums - 6502067

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I've had this card since June 2017 when they gave me a $1000 starting limit. I was still recovering back then (high 600's) so I was just happy to get in with USB. A couple of auto cli in $500 increments helped get to to $3000 by the end of 2018 but the card totally stalled out even with good use a PIF. Ended up with a $15000 Cash+ when USB wouldn't budge on a CLI even with hard pulls.

Kinda gave up on it & just kept using it here & there. I requested another CLI last Thursday, with a hard pull, & got the message they're looking into my request. Kinda figured it was a no go even though my scores are in the 820's...

Surprise surprise I logged in this afternoon to a new $15k limit...so a $12k cli on a HP....

Not to shabby...

Message 1 of 12

11 REPLIES 11

Congratulations @Physh1

Message 2 of 12

Congrats on the $12K CLI !! Time to go camping!

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

Message 3 of 12

Congrats on building up the line and finally getting the big one!

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300

American Express Platinum | NPSL | $10,000 POT

American Express Gold | NPSL | $15,000 POT

Amex BCE | CL $23,000; SL $10,000

Chase Amazon Prime | CL $18,700; SL $6,500

Chase Freedom Unlimited | $18,700

Chase Sapphire Preferred | $15,200

Discover IT | CL $11,700; SL $1,800

Discover IT | CL $13,800; SL $8,300

Apple Card | CL $12,000; SL $8,000

CapitalOne Quicksilver | CL $4,200; SL $2,000

CapitalOne SavorOne | CL $10,000; SL $10,000

OpenSky- The only people that would approve my first card.

Message 4 of 12

Congratulations on your US Bank 5X CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congratulations on your CLI!!

Message 6 of 12

That's a HP worth taking - congrats on the raise

Platinum Garden Club Member

My Credit Journey

Message 7 of 12

A 12K move up with US Bank is huge, grats on getting it

Message 8 of 12

Congratulations on your CLI @Physh1

Message 9 of 12

That's terrific!! Congratulations on your US Bank CLI Approval!! 🎉🥂👏

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