Re: US Bank Shield Card Approval

MM787 · ‎06-18-2025

0% for 24 months cold app, no relationship.

This is my first US Bank application even though I have had a Fidelity Elan card since July 2023.

DP:

Pulled Equifax score 745

Income: just under 100k

Total debt 9,000/36000

Inquiries 0/6, 1/12 (failed Elan biz app), 4/24

LImit $3000 I didn't expect an approval so I'll take it.

JoeRockhead · ‎06-18-2025

It's a nice SL, congratulations on your USB approval!

Varsity_Lu · ‎06-18-2025

Congrats!

FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)
Clean | Thick | Mature | New Revolver

Copenix · ‎06-18-2025

Congrats on your approval - enjoy your new card

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $118.8K | Utilization 0.9%

FICO 8s July 2026

portlandmusician · ‎06-18-2025

Congrats! I just got my card in the mail on Monday. A beautiful metal card.

user979797 · ‎06-19-2025

Congratulations 🎉 🎉 on your US Bank approval

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MsSecondChance · ‎06-20-2025

0% for 24 months is great! Congratulations! 🥳

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806

chamathkari · ‎06-21-2025

Congratulations on your Approval.

Capital One Quicksilver| SL: $1,000, CL: $2,000 | December 2023

American Express Blue Cash Preferred | SL: $5,000, CL: $35,000 | April 2024

Capital One Savor | SL: $10,000, CL: $10,000 | September 2024

Delta SkyMiles® Gold American Express | SL: $2,000, CL: $2,000 | Feb 2025

AAdvantage® Aviator® Red World Elite Mastercard® | SL: $8,000, CL: $8,000 | March 2025

Chase Freedom Unlimited | SL: $5,500, CL: $5,500 | March 2025

cashorcharge · ‎06-23-2025

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

zerofire · ‎06-26-2025

Congratulations on your new found liquidity!

Be aware that the Shield has a credit for being used for 11 months straight. Not much but it is a good consolation.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A

Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature

US Bank Shield Card Approval

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US Bank Shield Card Approval