US Bank Smartly Approval Thread

[NoMoreE46]

Seeing this as the FOTM,  I going to  set-up this thread to corral the Approvals for this card. 

Website to apply:  U.S. Bank Smartly Visa Signature Credit Card

Please feel free to include your successes here.

[NoMoreE46]

Ok, I will go.

Approval amt:  $15000

Pulled EQF 800 (FL)  

0/6, 1/12, 3/24 with 1% UTI

(I opened a Smartly Savings account at the same time and plan to fund it to get the 3% tier.)

[wingennis]

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@NoMoreE46 wrote:

Ok, I will go.

Approval amt:  $15000

Pulled EQF 800 (FL)  

0/6, 1/12, 3/24 with 1% UTI

(I opened a Smartly Savings account at the same time and plan to fund it to get the 3% tier.)

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Congratulations!  I hope it works well for you.

[credit_is_crack]

It's been a long while since I've posted here, but this one was too good to pass up 

And looks like they loosened up requirements because I thought I'd get a denial.

• Inquiries: 1/6, 6/12
• New Accounts: 0/6, 5/12
• Instant approval online
• No idea which CRA they used as I haven't recieved any pings but these were my scores (TU 789, EQ 800, EX 770)
• 10 total active cards
• State: CT

As soon as the card was approved it prompted me to open a savings accounts - dropped in $25 and got my online account setup. Looking forward to building this one up

[cashorcharge]

Congratulations @NoMoreE46  and @credit_is_crack  on your FOTM approvals.

[credit_is_crack]

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@credit_is_crack wrote:

It's been a long while since I've posted here, but this one was too good to pass up 

And looks like they loosened up requirements because I thought I'd get a denial.

• Inquiries: 1/6, 6/12
• New Accounts: 0/6, 5/12
• Instant approval online
• No idea which CRA they used as I haven't recieved any pings but these were my scores (TU 789, EQ 800, EX 770)
• 10 total active cards
• State: CT

As soon as the card was approved it prompted me to open a savings accounts - dropped in $25 and got my online account setup. Looking forward to building this one up

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Update - I got pinged on TU. 

[SteamyBean]

Congrats! I thought US Bank had a certain territory you had to be in at one point (maybe I am wrong) and see you are in CT. I am in RI and this is pretty tempting if I can, indeed, apply for it.

[Snook_on_the_Line]

They've definitely relaxed their approval underwriting because I'm at 4/6, 4/12

was hoping for a limit of at least 5k seeing as how it's a visa siggy, but I needed a 2% catch all anyhow

pulled eq in florida, instant approval

Not a fan of vertical card designs but I kinda like this one

[credit_is_crack]

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@SteamyBean wrote:

Congrats! I thought US Bank had a certain territory you had to be in at one point (maybe I am wrong) and see you are in CT. I am in RI and this is pretty tempting if I can, indeed, apply for it.

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@SteamyBean 

They are odd with borders, but those don't apply to credit cards. Cards are open to everyone nationally and once you have a card you can sign up for any of their other products. 

[credit_is_crack]

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@Snook_on_the_Line wrote:

They've definitely relaxed their approval underwriting because I'm at 4/12

was hoping for a limit of at least 5k seeing as how it's a visa siggy, but I needed a 2% catch all anyhow

pulled eq in florida

Not a fan of vertical card designs but I kinda like this one

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@Snook_on_the_Line  A win is a Win! Congrats!