Re: USAA APP ROCKS!

awp317 · ‎05-15-2014

Just for fun checked tonight, I had not had the option before. Tonight I did however said "change my limit" has the option in icrease or decrease, super simple, entered my income, clicked the button and it came back approved for 35K!!! So a 10k bump for 10 seconds work. Now wondering navy federal would let me join with the same requiredments I used to join USAA, might be time to give them a check if so. I have had this card since July of 2011 if that matters, approved for 19,500. Now what I find funny is last year I called in for a CLI and was told 25k was the max they did per account and that it was a new policy they started. I guess that policy changed or the app can circumvent that some how. IDK. I wont ask.

. edit, apologize, not sure how to post pics. Just trying to show how the app looks. edit again, I DID IT, lol

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.

myjourney · ‎05-15-2014

Congrats on a great limit

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Anonymous · ‎05-16-2014

Congrats! Awesome CLI.

BigBS · ‎05-16-2014

Congrats! Haven't had a CLI with USAA in almost 10 years, so hopefully soon I can get either some auto luv or I may just use a HP.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

coldnmn · ‎05-16-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

CreditHealthy · ‎05-16-2014

WOW!!! Congrats!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013

MsLadyRover · ‎05-16-2014

Awesome limit!! Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
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