USAA Approved!

[pizza1]

Nice approval Woody! USAA and Citi are now my challenges. I crossed AMEX off the list a week ago. USAA keeps counter offering me their secured card, which I politely turn down. USAA was one of my biggest burns in my BK, so not too surprised, but still hopeful someday

[woodyman100]

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@pizza1 wrote:
Nice approval Woody! USAA and Citi are now my challenges. I crossed AMEX off the list a week ago. USAA keeps counter offering me their secured card, which I politely turn down. USAA was one of my biggest burns in my BK, so not too surprised, but still hopeful someday

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I know what you mean about the secured card. Almost seems worse than a denial once you reach a certain level.

ill get Citi when I decide to garden for awhile.

Amex, I don’t know what the issue is. They FINALLY added POT to my Platinum last month so maybe there is a bit of progress there

[AverageJoesCredit]

Awesome job Woody call you Ishmael

[AverageJoesCredit]

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@Gmood1 wrote:
Woody you're on a roll! Congrats on the USAA app. USAA has been one of the easiest to build limits with minus the HPs. lol
Guess I need to make room for another life size poster or statue in the foyer. And add you to my collection of Credit Idols. You've joined the ranks of Finstar, 12njoy and UnkaB! 🤣
Apparently your creditors believe the Wood is good!😂

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Lol, you said Wood

[AverageJoesCredit]

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@Meanmchine wrote:

Congrats Woody!!

With me, I couldnt decide between USAA or NFCU so I went with Penfed instead

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I would have went with Wells Fargo, just sayin

[AverageJoesCredit]

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@woodyman100 wrote:

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@Meanmchine wrote:

Congrats Woody!!

With me, I couldnt decide between USAA or NFCU so I went with Penfed instead

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With me it was Blonde or Brunette so I went with the red head

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Now we are talking Ginger all around

[Anonymous]

Congrats on approval and very nice SL

[UncleB]

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@woodyman100 wrote:

After I applied for my Marriott Business I decided that I was finally done for awhile.

I placed a freeze on all 3 reports and moved on.

2 days later (today), I receive a pre-selected offer for a Rate Advantage card from USAA.

USAA, CITI and AMEX were my white whales.

I lifted the freeze, Apped and was approved for $10,000😁.

Now I wait for Citi and Amex to come around for main revolvers.

Exp pull 772-74 inqs-AAOA about 4 years

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Great job, @woodyman100! 

Gotta love USAA... they were the first to give me a 'big boy' credit line when I started my rebuild... I give them credit (pun intended) for helping me to get back on my feet!

Huge congrats! 

[UncleB]

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@Anonymous wrote:

Super Congrats on your new USAA Rate Advantage 10k SL!

BTW, I'm surprised that USAA pulled your Experian.

I was under the impression they routinely pull Equifax.

Did you specifically ask USAA to pull your EX after you

unfroze your CR's? Thanks in advance!

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These days it seems to be a coin-toss which they'll pull... last spring I asked for a CLI on one card and they pulled EQ, then in the fall I asked for a CLI on my other card and they pulled EX.  ¯\_(ツ)_/¯

[UncleB]

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@Gmood1 wrote:
Woody you're on a roll! Congrats on the USAA app. USAA has been one of the easiest to build limits with minus the HPs. lol
Guess I need to make room for another life size poster or statue in the foyer. And add you to my collection of Credit Idols. You've joined the ranks of Finstar, 12njoy and UnkaB! 🤣
Apparently your creditors believe the Wood is good!😂

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More like he's joined the ranks of FinStar, 12njoy, and Gmood1... I'm just a pretender compared to you guys!