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USAA Classic Platinum MasterCard® cli

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MyDataMyChoice
Valued Contributor

USAA Classic Platinum MasterCard® cli

USAA Classic Platinum MasterCard®

 

Credit Limit Increase

 

 

Anyone know how to proccess a CLI

 

is USAA CLI SP or HP?

 

General terms

 

 

got approved with a 1500 limit

 

 


All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

                       
Lines of Credit:   
Personal Loan:  

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 1 of 14
13 REPLIES 13
waynes1982
Frequent Contributor

Re: USAA Classic Platinum MasterCard® cli


@JTC403 wrote:

USAA Classic Platinum MasterCard®

 

Credit Limit Increase

 

 

Anyone know how to proccess a CLI

 

is USAA CLI SP or HP?

 

General terms

 

 

got approved with a 1500 limit

 

 


USAA is always a hard pull, account has to be open for 6 months and your last increase has to be more then 6 months. You can request online, when you go to your card online and scroll all the way to the bottom you should see change card limit.  If your not eligible you won't see that listed there. Hope that helps. 

Gardening since 06/01/2016


Message 2 of 14
msbia
Established Contributor

Re: USAA Classic Platinum MasterCard® cli


@waynes1982 wrote:

@JTC403 wrote:

USAA Classic Platinum MasterCard®

 

Credit Limit Increase

 

 

Anyone know how to proccess a CLI

 

is USAA CLI SP or HP?

 

General terms

 

 

got approved with a 1500 limit

 

 


USAA is always a hard pull, account has to be open for 6 months and your last increase has to be more then 6 months. You can request online, when you go to your card online and scroll all the way to the bottom you should see change card limit.  If your not eligible you won't see that listed there. Hope that helps. 


I never see that option to change card limit on my accounts. I've found that I have to initiate the CLI through secure message or calling in. It is always a hard pull and they will ask for your income, housing payment, etc. It usually takes 12-24 hours for a response. I've also heard that people with the app on Android can request through it, but that feature is not available yet on iPhone. Good luck!

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 3 of 14
alvon123
Super Contributor

Re: USAA Classic Platinum MasterCard® cli


@waynes1982 wrote:

@JTC403 wrote:

USAA Classic Platinum MasterCard®

 

Credit Limit Increase

 

 

Anyone know how to proccess a CLI

 

is USAA CLI SP or HP?

 

General terms

 

 

got approved with a 1500 limit

 

 


USAA is always a hard pull, account has to be open for 6 months and your last increase has to be more then 6 months. You can request online, when you go to your card online and scroll all the way to the bottom you should see change card limit.  If your not eligible you won't see that listed there. Hope that helps. 


+1

 

Its is always a hard pull, I usually call and and request  a cli over the phone.


Message 4 of 14
coldnmn
Mega Contributor

Re: USAA Classic Platinum MasterCard® cli

Congrats on the approval! Thanks for sharing.  

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 14
fedxboy
Established Contributor

Re: USAA Classic Platinum MasterCard® cli

I'm a partial member and have 3 cards with them. I tried out the CLI increase on my android and fortunately lucked out with 1 HP on EQ for 2 cards  WMC and Amex.  They raised as follows:

 

WMC  2yrs old  5000  starting  11000 raised to

Amex 9months 6000 starting   11000 raised to

 

 

Good luck



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 6 of 14
uswala
Senior Contributor

Re: USAA Classic Platinum MasterCard® cli


@JTC403 wrote:

USAA Classic Platinum MasterCard®

 

Credit Limit Increase

 

 

Anyone know how to proccess a CLI

 

is USAA CLI SP or HP?

 

General terms

 

 

got approved with a 1500 limit

 

 


Congrats on the approval! Soory no experience with USAA.

Message 7 of 14
Anonymous
Not applicable

Re: USAA Classic Platinum MasterCard® cli

Congratulations and good luck with CLI.

Message 8 of 14
waynes1982
Frequent Contributor

Re: USAA Classic Platinum MasterCard® cli


@msbia wrote:

@waynes1982 wrote:

@JTC403 wrote:

USAA Classic Platinum MasterCard®

 

Credit Limit Increase

 

 

Anyone know how to proccess a CLI

 

is USAA CLI SP or HP?

 

General terms

 

 

got approved with a 1500 limit

 

 


USAA is always a hard pull, account has to be open for 6 months and your last increase has to be more then 6 months. You can request online, when you go to your card online and scroll all the way to the bottom you should see change card limit.  If your not eligible you won't see that listed there. Hope that helps. 


I never see that option to change card limit on my accounts. I've found that I have to initiate the CLI through secure message or calling in. It is always a hard pull and they will ask for your income, housing payment, etc. It usually takes 12-24 hours for a response. I've also heard that people with the app on Android can request through it, but that feature is not available yet on iPhone. Good luck!


My USAA App has the option to change the credit limit.  If you select the account you want an increase on, and then on the top right tap menu, you should see change credit limit.  If your account isn't eligible for a cli, I don't think it will show up there.  I had opened up a visa card in June, and the option just became avaiable a few days ago for me.

 

 

Gardening since 06/01/2016


Message 9 of 14
MissMoni223
Senior Contributor

Re: USAA Classic Platinum MasterCard® cli

CONGRATS & WELCOME to the USAA family. As stated before, once you're eligible there's a link to request a CLI on your account page.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 10 of 14
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