@Anonymous wrote:
I automatically assumed it was a hard pull but I never got an alert. Just checked Experian and no inquiry from USAA.
The reason for the app spree last year? I refinanced my house, paid off debt so I figured I’d treat myself to some extended credit if I needed it. It’s well deserved; I work hard. I only have balances on 3 or 4 of those cards. I only use the valuable ones for points. Going to Ireland in July, Dominican Republic, next year. I want to start doing some traveling so I’m using the cards for free hotel and travel perks.
Also, this forum has a lot to do with what I’ve done the past year. I’m learning so much. I’ve went from about $20k in available credit to almost $100k. I’ll probably be gardening for a bit and let the accounts age. There’s really nothing else I need right now.
Makes perfect sense. As far as the HP, unfortunately as Credit-hoarder above me stated, the HP will likely show up on EQ. When I was approved for my USAA card it was an EX HP; my CLI from a few weeks ago showed up on EQ.
BUSINESS 
