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It's been 180 days since apping for the Limitless. The Limitless was my lowest CC CL at $5000.
New limit $16,000. I love USAA! Total exposure with USAA now $41,000. In six more months I'm gonna try to hit that $50k ceiling. 19 inqs on EQ at the time of App. Total exposure just north of $460k. One new account in the last 45 days (Chase Amazon prime). UncleB it's your turn now! LoL
Very nice CLI - Congrats !
Great job, my friend!
I was just about to say that I couldn't request a CLI yet because I didn't have the option, but I double-checked and what do you know... 'Change Credit Limit' has appeared! ![]()
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I'm going to hold off a bit longer, though, since my EQ is my lowest score right now (741) and I know with the version USAA uses it will be even lower. I'm also carrying a 0% balance on my other USAA card so their computer might not be impressed by that. It's nice to know the option is there, though!
Again, huge congrats! ![]()
Thanks guys! UncleB..you have more will power than I. Lol
I remember we apped for this card on the same day.
My EQ is always my lowest score. USAA doesn't seem as conservative as some of my other lenders. Honestly I think you'll be fine. But I understand.
@Gmood1 wrote:Thanks guys! UncleB..you have more will power than I. Lol
I remember we apped for this card on the same day.
I know... that was one great day! ![]()
I admit it's tempting, especially since I've moved my Sam's Club MC spend over to the Limitless, but so far I have a no-denial streak going back almost two years, and I don't want to break it now. My last HP back in March was for a CLI on my other USAA card; it went from $8400 to $12k, so a little more time will hopefully make things more certain for a request on the Limitless.
Don't worry, though... when the time is right I plan to hit them up for a 'bump' on the Limitless for sure! ![]()
Congrats on the great CLI. Question for you, UncleB or anyone else. Does an ACH monthly transfer of $1K meet their direct deposit requirement? That would be my only way to do it. Keep coming very close to pulling the trigger for this card,
@AverageJoesCredit wrote:
Aint no limit too good enough for Gmood, can i get a holla
Awesome increase my friend. Come on 500k, you can do it
😂😂😂😂
Thanks AJC! I had a good laugh off that. I'm slowly marching towards the $500k. I could app aimlessly for some cards I have no use for and probably get there faster. I've been concentrating on increasing the ones I have though. Discover dropped off the face of the Earth with CLIs. 😂
I would love to get it up to 25 or $30k. Currently stuck at $14k for the last six months. Just not a fast growing card compared to others I've had for the same period of time. Amex, BofA, Chase, USAA and Capital one have left it in the dust!
@Anonymous wrote:Congrats on the great CLI. Question for you, UncleB or anyone else. Does an ACH monthly transfer of $1K meet their direct deposit requirement? That would be my only way to do it. Keep coming very close to pulling the trigger for this card,
Yes it does Irish. I initiate a transfer from one of my outside banks. It works like a charm!
@UncleB wrote:
@Gmood1 wrote:Thanks guys! UncleB..you have more will power than I. Lol
I remember we apped for this card on the same day.
I know... that was one great day!
I admit it's tempting, especially since I've moved my Sam's Club MC spend over to the Limitless, but so far I have a no-denial streak going back almost two years, and I don't want to break it now. My last HP back in March was for a CLI on my other USAA card; it went from $8400 to $12k, so a little more time will hopefully make things more certain for a request on the Limitless.
Don't worry, though... when the time is right I plan to hit them up for a 'bump' on the Limitless for sure!
Ah I see now UncleB. I've had that increase limit text staring at me since December for my other USAA CC.
Since the limit is already at $25k and the Limitless has made it obsolete. I just left it alone. I haven't used the other USAA CC since the Limitless showed up in the mail 6 months ago.