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USAA RATE ADVANTAGE PLATINUM VISA

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Anonymous
Not applicable

USAA RATE ADVANTAGE PLATINUM VISA

Was approved instantly for 10k @ 7.9 APR. Smiley Very Happy I have a question:

 

Now my question is this: I just had applied a couple of days ago and was approved for the Rate Advantage MasterCard @ 10.9 with a SL of 16k. Just today I got this offer on USAA.com for a preapproval of the Rate Advantage Visa @ 7.9. When applying for the MC the other day, I was hoping to get 6.9-8.9 rate and ended up getting 10.9. I saw this offer and instantly though "**bleep**". I had just applied for the MC and now they offer me the Visa @ 7.9. I couldn't resist and applied. I feel the other Rate Advantage card is now USELESS because I don't need two (especially if one is 7.9). Is there anything USAA can do? Like move my CL from my MC to my Visa for a CL of 26k and then close the MC? Has anyone had any luck with such a thing?

 

Thanks!

Message 1 of 8
7 REPLIES 7
msbia
Established Contributor

Re: USAA RATE ADVANTAGE PLATINUM VISA

Congrats to you on a great rate! Unfortunately USAA will not combine limits at all. You can apply for a hp CLI after six months though. Congrats again! 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 2 of 8
Anonymous
Not applicable

Re: USAA RATE ADVANTAGE PLATINUM VISA

I thought as much Smiley Sad

 

I guess I'll keep the other one open and just make small charges on it to keep it open. Oh well!

 

Thanks!

 

I am VERY happy with the rate. That rate is like 3% less than their personal loan rate. haha

Message 3 of 8
12njoy
Super Contributor

Re: USAA RATE ADVANTAGE PLATINUM VISA


@Anonymous wrote:

@Was approved instantly for 10k @ 7.9 APR. Smiley Very Happy I have a question:

 

@Now my question is this: I just had applied a couple of days ago and was approved for the Rate Advantage MasterCard @ 10.9 with a SL of 16k. Just today I got this offer on USAA.com for a preapproval of the Rate Advantage Visa @ 7.9. When applying for the MC the other day, I was hoping to get 6.9-8.9 rate and ended up getting 10.9. I saw this offer and instantly though "**bleep**". I had just applied for the MC and now they offer me the Visa @ 7.9. I couldn't resist and applied. I feel the other Rate Advantage card is now USELESS because I don't need two (especially if one is 7.9). Is there anything USAA can do? Like move my CL from my MC to my Visa for a CL of 26k and then close the MC? Has anyone had any luck with such a thing?

 

Thanks!


Congrats.  As the other poster said, USAA will not move credit lines around.  Also, USAA has a 50k max credit card limit per customer.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 4 of 8
Anonymous
Not applicable

Re: USAA RATE ADVANTAGE PLATINUM VISA

Congrats
Message 5 of 8
alextercero
Super Contributor

Re: USAA RATE ADVANTAGE PLATINUM VISA

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 8
Anonymous
Not applicable

Re: USAA RATE ADVANTAGE PLATINUM VISA

Well done! Congratulations!

Message 7 of 8
Country_Feller
Valued Contributor

Re: USAA RATE ADVANTAGE PLATINUM VISA

Congratulations!!!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 8 of 8
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