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USAA comes through again! $12,000 CLI!!

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3se7ens
Frequent Contributor

Re: USAA comes through again! $12,000 CLI!!

Nice! USAA gave me my largest CLI ever last year of $8000. I plan to hit the luv button again in May.
😉

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 11 of 28
credit_endurance
Valued Contributor

Re: USAA comes through again! $12,000 CLI!!

Thanks 3se 7ens! They are certainly a very generous lender especially with clis and I feel very fortunate to have them around. 😊
Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 12 of 28
RickNATL
Established Contributor

Re: USAA comes through again! $12,000 CLI!!

Congrats...I am tempted also...sitting with USAA at $10K for 10 months now....wondering is it worth waiting for 1-year anniversary and see what they do...or pull the handle for HP. Is it TU or EQ....?

Message 13 of 28
Anonymous
Not applicable

Re: USAA comes through again! $12,000 CLI!!

Congrats Bruisedcredit very nice CLI !!!!!

 

 

Message 14 of 28
credit_endurance
Valued Contributor

Re: USAA comes through again! $12,000 CLI!!

Thanks Voltron!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 15 of 28
Anonymous
Not applicable

Re: USAA comes through again! $12,000 CLI!!

Nice! Sweet CLI! Smiley Happy

Message 16 of 28
credit_endurance
Valued Contributor

Re: USAA comes through again! $12,000 CLI!!


@RickNATL wrote:

Congrats...I am tempted also...sitting with USAA at $10K for 10 months now....wondering is it worth waiting for 1-year anniversary and see what they do...or pull the handle for HP. Is it TU or EQ....?


Thanks RickNATL!  My account was around 8 or 9 months since my last increase. As for waiting to the 1 year anniversary , it certainly would'nt hurt your chances as your are eligible regardless it could very well yeild your extra. They seem to be pulling EQ or EXP in my experience and most members on the forums will support this theory. Whatever you decide surely let us know how i goes. Smiley Happy

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 17 of 28
credit_endurance
Valued Contributor

Re: USAA comes through again! $12,000 CLI!!


@Anonymous wrote:

Nice! Sweet CLI! Smiley Happy


Thanks Steve891!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 18 of 28
FinStar
Moderator Emeritus

Re: USAA comes through again! $12,000 CLI!!

Congrats on the great CLI OP. Well done! 😁
Message 19 of 28
FinStar
Moderator Emeritus

Re: USAA comes through again! $12,000 CLI!!


@Gmood1 wrote:

A big congrats my friend!! Guess what....I burned a HP for that $1000. lol

Mine was just as yours is now. I waited 6 months and finished them off at $50k! Smiley Tongue

USAA is an AWESOME FI!!!!


Well done Mr G!  So  I'm curious, there's been a few recent threads (I'll have to dig 'em up) that mentioned going beyond the $50K cap for all revolvers.  Was there anything more available when you requested the CLI or did you request only $1K?  The 2 CCs I have are at the max (known) exposure so I wondered if there were outliers to the actual cap 🤔

Message 20 of 28
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