USAA loan pending does this mean approved

[Anonymous]

Hi, I applied for a usaa personal loan yesterday and it says pending in the my accounts section, but it has a pending account number, does this mean that it was approved, because when I click on it it says it needs further manual processing. I didnt ask for much, 2500 and I was hoping to use it to take care of some emergency expenses with my car. 

I've been rebuilding my credit for the last few years and have a CC with these guys along with insurance, checking, savings etc. and my credit is in ok shape 650s in all 3 beaureaus. I was wondering if anyone else had seen this before and how it turned out for them. 

[dap1984va]

I have not personally had a  personal loan with them,  I have received (3) car loans (1) Motorcycle Loan over the years and I cant think of any account that I do not have with USAA besides for a Mortgage , Just take into consideration yesterday was Saturday, And not all applications come up with a system generated response of "APPROVED" automatically. Might need a manual review.... I would call them tomorrow, give them time to look it over (working days) Just remember your credit score is NOT the only single factor they look at nor the number of accounts you have opened

P.S. 

Approved=Approved

Pending=Pending.

[toppers555]

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@dap1984va wrote:

I have not personally had a  personal loan with them,  I have received (3) car loans (1) Motorcycle Loan over the years and I cant think of any account that I do not have with USAA besides for a Mortgage , Just take into consideration yesterday was Saturday, And not all applications come up with a system generated response of "APPROVED" automatically. Might need a manual review.... I would call them tomorrow, give them time to look it over (working days) Just remember your credit score is NOT the only single factor they look at nor the number of accounts you have opened

P.S. 

Approved=Approved

Pending=Pending.

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@Anonymous if app is apporved instantly  account will show pending. I have appiled for a loan for them for possble  investment purpose, was an instant apporval, but utilmately did not take it . @ ob if you got a message it needs manual apporval you will get a secure message once it has been reviewed. 

[Anonymous]

I refinanced my car with them.  I think the loan said pending for a few days because there was some paperwork that I had to sign and get notarized.  Maybe it's the same way with a personal loan?  

Im im not sure.  Like others have said, give them a call tomorrow during business hours.  Remember they are on central time

[Anonymous]

thanks for the replies, it did get approved by the consultant I spoke with on the phone. I needed to complete verifications with them. 

I was suprised because my EQ is in the 660s. I think this will also help the building of the credit in the end as well. 

[FinStar]

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@Anonymous wrote:

thanks for the replies, it did get approved by the consultant I spoke with on the phone. I needed to complete verifications with them. 

I was suprised because my EQ is in the 660s. I think this will also help the building of the credit in the end as well. 

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Congratulations on your loan approval OP! 

[efranklin23]

Congrats on the loan approval. And yea, loans do take some time with USAA. There's no instant approval as documents and verifications forms are often required (similar to NavCheck from NFCU in requirements)

[coldnmn]

Congrats! Thanks for updating. Welcome to the forum.

[alvon123]

congrats

[Anonymous]

Congrats on loan ok!