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USB CLI reconsideration 500 to 9500

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Beefy1212
Established Contributor

USB CLI reconsideration 500 to 9500

original post here: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/USB-CLI-approved-500-1k-My-struggles-with-USB...

 
So about 2 weeks back I asked for a cli on my punny 500 dollar Alt Go, they gave me another 500 dollars as a hard pull to boot. I told the CSR that was unacceptable and I wanted at least 5k. My average monthly spend was already 110% of my limit.

 

she told me she would refer it to the underwriters, well no one ever emailed me or contacted me and I figured she didn't actually do it was just trying to get me off the line.

 

Well I went to review my accounts today and when I logged into my USB account I saw they had sent it for review and my 500 dollar cli was increased to a 9500 cli a 1800% increase with a new limit of 10,000 and no new hard pull!

 

Goes to show sometimes you do in fact win the recon line lotto!DD86E4E8-FFAE-4DDA-B9BB-419FFC66D028.jpeg

 

 

 



Message 1 of 19
18 REPLIES 18
fury1995
Valued Contributor

Re: USB CLI reconsideration 500 to 9500

Hey nice job reconning and insisting on your part. Way to hold out.
August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 2 of 19
NoMoreDebt
Senior Contributor

Re: USB CLI reconsideration 500 to 9500

congrats on the recon

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 3 of 19
cashorcharge
Community Leader
Super Contributor

Re: USB CLI reconsideration 500 to 9500

Congratulations on your USB Approval!!🥂

Message 4 of 19
CreditMagic7
Mega Contributor

Re: USB CLI reconsideration 500 to 9500

Yours is perhaps the best show of persistence with a US Bank recon attempt that i seen on here in a long time. Which after the effort pulled a huge success out of the jaws of failure, and a toy limit.

Congratulations on your new increase with a more doable Credit Line! Smiley Very Happy 

Message 5 of 19
Traveler101
Established Contributor

Re: USB CLI reconsideration 500 to 9500

Impressive with usb. Congratulations 🎊 

Message 6 of 19
nuohlac
Valued Contributor

Re: USB CLI reconsideration 500 to 9500

Congratulations on your well deserved CLI!!!




Message 7 of 19
firefox100
Senior Contributor

Re: USB CLI reconsideration 500 to 9500

Congrats on very nice recon and you must have sent lot love to US bank again enjoy it have fun.

Message 8 of 19
JoeRockhead
Community Leader
Super Contributor

Re: USB CLI reconsideration 500 to 9500

Very nice, well done, congratulations! 

Message 9 of 19
CreditAggie
Community Leader
Super Contributor

Re: USB CLI reconsideration 500 to 9500

Congratulations on your US Bank recon CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 19
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