Re: USB Cash+ 5K SP CLI

coldfusion · ‎06-14-2022

Pretty much totally unmotivated at work today so I decided to roll the dice and request a CLI on my US Bank Cash+. Went through their usual questions regarding gross yearly income, financial assets (answering is optional), monthly housing cost, do you own your own home (y/n), etc. and after submitting it immediately came back with a $5K CLI approval to go from $11K -> $16K. As expected there was no hard pull.

To add context, the card regularly sees about $500/month in spend, virtually all in one of my chosen 5% categories.

Socks Bank and I had a pretty rocky start (1 step forward, 1 step back, 2 steps forward, 1 step back kind of thing) but we've managed to get along a lot better over the last 2 years or so.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

Elpadrino1 · ‎06-14-2022

Congratulations on your CLI!!

Credit4Growth · ‎06-14-2022

👋 Nice bump on your Cash+!

Keep the relationship going. Congratulations! 🍻

gdale6 · ‎06-14-2022

Nice move up on the Cash+ card!!!!!

NalekSok · ‎06-14-2022

Congratulations on your CLI! 🎉

PullingMeSoftly · ‎06-14-2022

Nice one, congrats!

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

US Bank Altitude Reserve Visa Infinite │ $20,000 │ 4.5x mobile wallet

US Bank Altitude Go Visa Sig │ $25,000 │ 4x dining │ no FTF

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services/US Bank Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $26,500 │ 5% Costco gas │ 4% gas

Citi Custom Cash MC │ $27,800 │ 5% selectable rotator

Citi Custom Cash MC │ $15,000 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $80,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ RIP 5x...to the sockdrawer

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

CreditAggie · ‎06-14-2022

Congratulations on your US Bank Cash + CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (July 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

HindSight_20_20 · ‎06-14-2022

5K from US AND on a single CLI?!

Thats inspiring! Congratulations on that SP CLI (my favorite kind lol)!

Goal Score: EX 700|TU 700|EQ700

Take the myFICO Fitness Challenge

KingRue8500 · ‎06-14-2022

Congrats on your US Bank Cash+ CLI

babygirl1256 · ‎06-14-2022

Congrats on your USB Cash+ CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

USB Cash+ 5K SP CLI

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USB Cash+ 5K SP CLI