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USBank Altitude Reserve $50,000 Approval!!

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cashorcharge
Community Leader
Super Contributor

USBank Altitude Reserve $50,000 Approval!!

This card has been on my list for a while.  I use mobile payments everywhere I can so the added Rewards were appealing.  I've been gardening for a year as I read about how conservative they could be so no INQ's or new accounts in the last 12 months.  Incidentally, I have a business CC with them and a cobranded card through Elan and that's it...no other USBank Accounts.  

 

Approval was not instant.  It took a couple of days.  I called the automated line for an update and was told I was approved but no details so I got transferred to someone who told me my approval was for $50,000 and my card would be arriving soon.  Shortly thereafter, I received this email but no details so perhaps another will be on the way. 

 

They pulled EX though I don't know if they used F8 or F9.  WooHoo!

 

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Message 1 of 30
29 REPLIES 29
CreditCuriosity
Moderator Emeritus

Re: USBank Altitude Reserve $50,000 Approval!!

Massive approval.   Congrats to you.  I am thinking about applying any day as 1/12 now and about to be 0/12 on the 27th of the month.

 

Enjoy the sub/card.

Message 2 of 30
MissLiz
Established Contributor

Re: USBank Altitude Reserve $50,000 Approval!!

Wow! Congratulations on your incredible approval!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 3 of 30
NoHardLimits
Valued Contributor

Re: USBank Altitude Reserve $50,000 Approval!!

Fastastic starting limit, especially with no deposit relationship.  Congrats!

July 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Revolving Accounts: 1/6, 2/12, 3/24 | Revolving Util: 1% | Open loans: 1
Message 4 of 30
MySunrise271
Established Contributor

Re: USBank Altitude Reserve $50,000 Approval!!

Congratulations on your US Bank AR approval 🎉🎉🎉 and your massive SL🍾

Message 5 of 30
FicoMike0
Senior Contributor

Re: USBank Altitude Reserve $50,000 Approval!!

Congratulations!

huge cl. They've been tight with me. I have connect, $2,000 cl, two months later, shoppers, $7,000. I'm going to request a cli on connect, it's been 6 months. I really can't complain, I only apped it for the $500 sub., which they paid promptly.

 

Message 6 of 30
cashorcharge
Community Leader
Super Contributor

Re: USBank Altitude Reserve $50,000 Approval!!


@CreditCuriosity wrote:

Massive approval.   Congrats to you.  I am thinking about applying any day as 1/12 now and about to be 0/12 on the 27th of the month.

 

Enjoy the sub/card.


Thanks @CreditCuriosity 

I've been tracking the SUB for a while now and it hasn't budged nor have they enhanced the offer with a BT or initial 0% so I'm thinking what's on their site is likely all they are likely going to offer.  I've also read that the issues people had with the extra % from mobile purchases has been resolved so points should now be accumulating properly.  Best of luck when you pull the trigger! 

Message 7 of 30
Snook_on_the_Line
Established Contributor

Re: USBank Altitude Reserve $50,000 Approval!!

Congrats on your approval and killer sl

 

 

On my bucket list for sure 

 

but quite a few years away unfortunately 

NFCU Flagship $29k
Lowe's Rewards $35k
Chase Prime VS $17.5k
Citi Custom Cash $16.4k
Citi AA Platinum $18.8k
Citi AA Platinum $9.5k
USBank Smartly $10k
Prime Store Card $7.5k
Cap1 Savor $2750
BofA Customized Cash $2.5k
Ficos in the 750s
8% uti (0% BTs)

US Bank Business Triple Cash $3k
Message 8 of 30
keekers
Valued Contributor

Re: USBank Altitude Reserve $50,000 Approval!!

Very nice. Congrats.
Message 9 of 30
NoMoreE46
Community Leader
Senior Contributor

Re: USBank Altitude Reserve $50,000 Approval!!

Nice.  Didnt know about USB AR's 3x on mobile payments.

 

 

Message 10 of 30
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