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USBank Cash+ SP CLI

tag
CreditAggie
Community Leader
Super Contributor

Re: USBank Cash+ SP CLI

Congratulations on your US Bank Cash+ CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 21 of 25
stonedog23
Frequent Contributor

Re: USBank Cash+ SP CLI

I am amazed at the SP CLIs from USB. I'm always hard pulled. Today with my credit frozen I tried for an increase and credit karma informed me that a hard pull was tried. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 22 of 25
M_Smart007
Legendary Contributor

Re: USBank Cash+ SP CLI


@stonedog23 wrote:

I am amazed at the SP CLIs from USB. I'm always hard pulled. Today with my credit frozen I tried for an increase and credit karma informed me that a hard pull was tried. 


@stonedog23,.. I believe you have to wait 6 months from last CLI or request to get a SP CLI. (if you qualify for one)

Someone please correct me if I am wrong?

Message 23 of 25
Vegasr
Regular Contributor

Re: USBank Cash+ SP CLI


@M_Smart007 wrote:

@stonedog23 wrote:

I am amazed at the SP CLIs from USB. I'm always hard pulled. Today with my credit frozen I tried for an increase and credit karma informed me that a hard pull was tried. 


@stonedog23,.. I believe you have to wait 6 months from last CLI or request to get a SP CLI. (if you qualify for one)

Someone please correct me if I am wrong?


I believe that's the case too. However when I tried for a CLI a couple times last month they were instant denials with the reason being previous credit increase within the past 6 months. No HP with those either. 

Embarrassing amount of credit cards
AoOA: 25yrs
Message 24 of 25
FalconSteve
Valued Contributor

Re: USBank Cash+ SP CLI

Congratulations!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 25 of 25
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