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USBank cash+

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Anonymous
Not applicable

USBank cash+

So, I got an offer in the mail for the cash+, I applied online and got the 7-10 day message.  they may need to verify some info, if approved it will be mailed, yada, yada.  I called the 800 number today and it says still in process, but I went into my account today and there is an increase of..............$500 to my regular usbank visa, I've had it for 1 year now at a lowly $1000, asked for a cli a few months back, it was denied.  So, is this their way of saying 'no' to the cash+ by giving me a $500 increase on my visa?  Just thought it was odd that I applied for one card, then get a tiny cli on another at the same time???  Any thoughts or similar experiences??

Message 1 of 24
23 REPLIES 23
creditguy
Valued Contributor

Re: USBank cash+

Odd but then again US Bank can be kinda odd, Congrats on the CLI.
Message 2 of 24
JustBPatient
Established Contributor

Re: USBank cash+

Two things here.  First USbank manually reviews apps, so plan on a wait.  Second, the cli on your other card I would chalk up to you having the card for a while.  Typically Usbank will give SP cli's as long as you are being responsible.  Good luck on the Cash+, I would think with your history with your other card, you have a decent shot!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 3 of 24
RonM21
Valued Contributor

Re: USBank cash+

Going by your scores at least, I would be surprised if you didn't get it.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 24
Anonymous
Not applicable

Re: USBank cash+

I called the 800 number this morning, and it said approved.  I wish I knew what the credit limit is, or if I was approved for the cash+ which I applied for.....guess I have to wait 10 business days to get the card before I find out.

Message 5 of 24
coldnmn
Mega Contributor

Re: USBank cash+

Congrats! If it lists the account online with no CL chances are good you got Cash+ as they don't list CL for signature cards.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 24
Anonymous
Not applicable

Re: USBank cash+

I just logged into my account, no new credit card is showing, I wonder when it will show up?

Message 7 of 24
satasat360
Regular Contributor

Re: USBank cash+


@Anonymous wrote:

I just logged into my account, no new credit card is showing, I wonder when it will show up?


Congrats on the approval, they are kind of slow in updating, give it a day or two. 


Starting Score: 669
Current Score: 777
Goal Score: 800


Take the myFICO Fitness Challenge
Message 8 of 24
coldnmn
Mega Contributor

Re: USBank cash+

It takes a few days to show up.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 24
Anonymous
Not applicable

Re: USBank cash+

update- I logged into my account today, and I see I got the Visa Cash+ signature, but no credit limit???  I looked all over, clicked account info, etc, but it just shows a dash in the credit limit line?  I hope its not a low limit?? 

Message 10 of 24
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