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Unexpected CareCredit CLI!

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Im-back
Regular Contributor

Re: Unexpected CareCredit CLI!

Is the Optima in your block the original or rebuilder? I've not met anybody else with the original which was AMEXs first credit card. 

Message 11 of 17
laurenjessica
Frequent Contributor

Re: Unexpected CareCredit CLI!


@Im-back wrote:

Is the Optima in your block the original or rebuilder? I've not met anybody else with the original which was AMEXs first credit card. 


It's the rebuilder. Definitely not cool enough to have the original!

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 12 of 17
KatzNDawgs
Frequent Contributor

Re: Unexpected CareCredit CLI!

Thank you for this info! I have this card and generally only use when I have a vet bill, then pay off from insurance once reimbursed. However, after a long time of non-use they seem to drop my CL with no notification. I never thought of using it to pay the monthly premiums, I will switch to that!

 

Also, was the CLI a SP or HP?

Message 13 of 17
laurenjessica
Frequent Contributor

Re: Unexpected CareCredit CLI!


@KatzNDawgs wrote:

Thank you for this info! I have this card and generally only use when I have a vet bill, then pay off from insurance once reimbursed. However, after a long time of non-use they seem to drop my CL with no notification. I never thought of using it to pay the monthly premiums, I will switch to that!

 

Also, was the CLI a SP or HP?


FYI, I'm not sure if all pet insurances accept CareCredit for premium payments. I have Pets Best, and I chose them specifically because they did. 

 

And the CLI was a SP Smiley Happy

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 14 of 17
KatzNDawgs
Frequent Contributor

Re: Unexpected CareCredit CLI!

Yay, I have Pet's Best also! Thanks for the info Smiley Happy

Message 15 of 17
AMJ50
Contributor

Re: Unexpected CareCredit CLI!

Care credit just closed my $3000 account. I only used it once last year for my dental care. They didn't warn me, and it was my third synchrony card. I couldn't care less since it doesn't hurt my utilization, and I paid the card off pretty quickly. I was debating whether to close the card or not. So care credit made the decision for me.

Message 16 of 17
CreditAggie
Community Leader
Super Contributor

Re: Unexpected CareCredit CLI!

Congratulations on your Care Credit CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 17 of 17
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