So I missed my garden goal by about 13 or 14 days. I was shooting for six months and got oh so close. I was getting the itch to apply (too much time reading approvals), and decided I would try for Secu. I've had the membership since June with $10 in the savings. I read somewhere that they pulled eq 5 and a 670 was good enough for them. My eq 5 is (was) 677. I really wanted a $15k ploc, but to be honest I was scared of being denied. I really didn't want to ask for $5k so I split the difference and asked for $10k. Immediate approval, pending them verifying my info. I came to the forums and did a search and saw that people were double dipping off of the same pull. I ran back to Secu's site and apped the signature visa. I requested $10k and got that too. I figured since I had already set my spade on fire, I may as well go for it all.
I've been a member of Navy since June and just using them for banking purposes. I pulled the trigger on the Amex More Rewards card today. I hit the submit button and walked away. Came back and saw an instant approval for $20k. @ 14.99. Hey, I'll take and it. And finally, I've been doing the Apple Card prequal every month since April and finally decided to pull the trigger with them. It was only a $2500 approval, but that's more than enough for me. I just wanted enough to finance a phone or a new watch. My TU fico 9 at the time of both of these apps was 684.
Before this little spree I had Discover It @ $1800( graduated from secured), Cap One secured at $600, Victoria Secret and Express @$250 each, and a Kay Jewelers card @ $4000. So this $42k in two days is a huge upgrade for me. I'm back in the garden until at least December 2021, and probably should stay there longer. Thanks to all the people here that provided insight, guidance, and support. These forums are priceless.
Goal Scores: 700 across all three
Congratulations on your approvals! Nicely done.
@BmoreBull wrote:... Immediate approval, pending them verifying my info ...
Congratulations! on the very nice approvals. 
What sort of info needed verifying -- identity stuff or POI?
Grats to all your success
