I was just approved for the best credit card I've ever seen.
Unify FCU's Variable rate, Platinum Visa card.
6.49% (prime + 1.74%) interest on purchases, cash advances, and balance transfers
No annual fee.
No cash advance fee.
No balance transfer fee.
I've arrived at the mountain top.
Data points: HP on EX; my FICO 8 EX was 772; don't know what score they used; I had around 6 prior inquiries in past year; 4 new accounts in past 5 months; 20k starting limit.
@APL247 wrote:
SJ do they hard pull to Join?
I don't recall, it was a while back that I joined.
Since then they've merged with ADP FCU, so it's possible they do things differently now, anyway.
Did they give you a decent spending limit?
Sounds like a great card. Congrats!
@austingal wrote:Did they give you a decent spending limit?
Sounds like a great card. Congrats!
Yes I forgot to mention that in my data points. I applied by phone; they asked me how much of a starting limit I was requesting; I said 20k; they approved me for 20k.
Just wow! Great card to add to your vast approval collection of cards.
Congratulations!
@SouthJamaica wrote:
@austingal wrote:Did they give you a decent spending limit?
Sounds like a great card. Congrats!
Yes I forgot to mention that in my data points. I applied by phone; they asked me how much of a starting limit I was requesting; I said 20k; they approved me for 20k.
Nice work ... you are a trooper and an example of what a "MyFicoer" is all about. Congratulations!