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United Nations FCU (UNFCU) Elite approval

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

Re: United Nations FCU (UNFCU) Elite approval


@iamcleo wrote:

No he didn't. He said it showed up as a tradeline in EX. Not that the pull was from EX.


In the first post of this thread I did say that there was a hard pull from Experian.

 

"After having received severaI offer-to-apply emails over the last couple of months I pulled the trigger on applying online for an Elite card on Monday afternoon, uploading the requisite 2 pay stubs and validation of job/title, asking for the minimum ($15K) SL. That's enough for what I want the card for. I got an immediate notification of an EX HP."

 

Quod erat demonstrandum.

 

BTW the card comes with a Priority Pass Select membership with 5 free visits per year.  I got that card about 3 weeks after the CC arrived.

 

 

(5/2019)
FICO 8 (EX) 790 (TU) 808 (EQ) 791
FICO 9 (EX) 829 (TU) 820 (EQ) 829

$800K+ club
Message 21 of 23
New Visitor

Re: United Nations FCU (UNFCU) Elite approval

So when UNFCU pulled Experian for your credit card app do you remember what was your Fico Score and which Fico Score Model was used ?
Message 22 of 23
Valued Contributor

Re: United Nations FCU (UNFCU) Elite approval


@Angelo2003 wrote:
So when UNFCU pulled Experian for your credit card app do you remember what was your Fico Score and which Fico Score Model was used ?

EX FICO 8, I forget the exact score but in that timeframe it would have been at 800 +/- 5 points.

 

In my case they were not sensitive to either inquiries (30+ EX) or new accounts (~50/24).

(5/2019)
FICO 8 (EX) 790 (TU) 808 (EQ) 791
FICO 9 (EX) 829 (TU) 820 (EQ) 829

$800K+ club
Message 23 of 23