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Unsolicited CL increase on sock drawer card

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cashorcharge
Community Leader
Super Contributor

Re: Unsolicited CL increase on sock drawer card

The best kind of CLI....Congratulations on your Approval!!👏🏼🍾🥂

Message 11 of 15
firefox100
Valued Contributor

Re: Unsolicited CL increase on sock drawer card

Congrats way to go the computer must had some love for you.

Message 12 of 15
Kforce
Valued Contributor

Re: Unsolicited CL increase on sock drawer card


@Cblough93 wrote:

Hold on, just to clarify, the increase itself was 18,000? Or did you mean 18,000 is your new credit limit?

 

cause an 18,000 increase is very large. Even if your previous limit was 30,000 that's still almost 66%


Yes increase of $18,000 but if you look at it by the age =   (18000/25)  = $720 a year.   Smiley LOL  

Message 13 of 15
CreditAggie
Community Leader
Super Contributor

Re: Unsolicited CL increase on sock drawer card

Congratulations on your auto-CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 14 of 15
zerofire
Valued Contributor

Re: Unsolicited CL increase on sock drawer card

Congratulations on your new found liquidity!

 

Issuers usually try to do stuff to catch the card holders attention, especially credit unions. My guess is that out of all of the things this CU had available they noticed that they were not helping you as much as they could so they jacked up the credit line. They cannot usually change the rewards because of a lack of that kind of control. They are trying. The best part is that it was unsolicited.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Savor WEMC, Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC(Suspended), Discover It C, FNBO Ducks Unlimited VSC, GBank VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 15 of 15
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