I have been reading many of the topics on here, and purposed to follow as closely as I can the HOW TO: From BK7 discharge to 700 in 24 months or less! I went ahead and got the CreditOne card last month and was approved for $300. Realized I was kind of behind schedule since my BK was discharged last Nov. Checked my EX credit score and decided to apply for Capital One, Platinum not Quicksilver because I didn't want the annual fee. Was floored when they approved me for $3000! Is this totally crazy? I have the activated card in hand or I would still be thinking I'd misread $300 as $3000, but it's true. Now I wish I'd skipped the CreditOne, but I'll use it to garden and then cancel it before the annual fee gets charged again.
Does anyone else have an experience getting approved for way more than you expected?
