Re: Up date From being denied

Anonymous · ‎03-22-2014

I was denied a Chase Freedom and tried for recon 3 times but was denied. Got a lot of advice saying try for something else, but was hesitant about Discover It anyways got an offer in the mail today with a invite code..went ahead and tried it and got approved!! I am happy I went for it, on my way to cultivating better accounts!

gdale6 · ‎03-22-2014

@Anonymous wrote:
I was denied a Chase Freedom and tried for recon 3 times but was denied. Got a lot of advice saying try for something else, but was hesitant about Discover It anyways got an offer in the mail today with a invite code..went ahead and tried it and got approved!! I am happy I went for it, on my way to cultivating better accounts!

Nice, welcome to the Discover Family

Re app for the Freedom in 6 months and you will prob get it..

BigBS · ‎03-22-2014

Sorry to hear about the Chase denial, but congrats on the Discover!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Anonymous · ‎03-22-2014

Thank you to everyone who gave me sound advice. This place is amazing!!

coldnmn · ‎03-22-2014

Congrats on the Discover! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

dang729 · ‎03-22-2014

I am in the same position as you with a ck score of 635. I was denied because of a few baddies with student loans from last year.

I did also get approved for a cap1platinum card with a $1000 limit. I will try to PC to the qs in 6-12 months.

alvon123 · ‎03-22-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

asphaltcowboy · ‎03-22-2014

Congrats on the new Discover card

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

One7 · ‎03-22-2014

Chase did the same to me months ago, tried the Freedom card twice over a few months and eventually just kept trying their Prequalifying site over and over again until one day Freedom and Slate popped up as choices. Eventually as you scores get better itll happen to you too, I accepeted the Freedom and now 4 months later beleive it or not I have the Chase Sapphire Preferred. Chase didnt want to give me anything and now the CSP??? It is possible with a little time and hard work. Dicscover is a great card to have by the way, youll love it and its very similar to the Freedom card

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////

yudeology101 · ‎03-22-2014

WTG on your Discover approval! Welcome to the family and what's your starting CL? Sorry for the Freedom denial, i would suggest trying recon one more time...you never know 4th time could be a charm!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

Up date From being denied

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Up date From being denied