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Update: Accepted - Help with Discover CLI request wording on web site

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Anonymous
Not applicable

Update: Accepted - Help with Discover CLI request wording on web site

I decided to try requesting a credit line increase on my Discover, but the wording on the web site is a little confusing.  I submitted my income and housing costs, and the next screen tells me "Congratulations! You will receive a credit line increase of $5,500".  I have an option to "Continue" or "Cancel Request".  It's the small text that just seems strange:

 

If you leave this page without continuing or cancelling your request, you will receive the credit line increase displayed on screen. If you would like to withdraw your request, you can select "Cancel Request" below.

 

But it seems like I should hit "Continue" which is the bright orange button.  I would, but am concerned that it will do a hard pull for more or something.  There was language on one of the previous pages to the effect of "we may have to hard pull your credit to determine if we can give you an increase, but we won't do that without your consent".  I'm just concerned that "Continue" somehow gives consent by some small print I've missed somewhere.

 

What's everyone else's experience with this?  Should I just leave this screen alone and log out or should I hit "Continue"?

Message 1 of 18
17 REPLIES 17
aroundlsu
New Member

Re: Help with Discover CLI request wording on web site

It won't be a hard pull. You got a fairly large instant CLI. Congrats!

Message 2 of 18
Anonymous
Not applicable

Re: Help with Discover CLI request wording on web site

That's a pretty large CLI for Disco, congrats! No worries about a HP. Just accept it and go about your day. 😊 

Message 3 of 18
Anonymous
Not applicable

Re: Help with Discover CLI request wording on web site

Perfect, I did hit "Continue" and now see the limit bumped up.  I'm sure there won't be a HP but will keep an eye out anyway and post results just for the datapoint.  Thanks everyone for the sanity check! Smiley Happy

Message 4 of 18
M_Smart007
Legendary Contributor

Re: Help with Discover CLI request wording on web site


@Anonymous wrote:

Perfect, I did hit "Continue" and now see the limit bumped up.  I'm sure there won't be a HP but will keep an eye out anyway and post results just for the datapoint.  Thanks everyone for the sanity check! Smiley Happy


Congratulations on your LARGE Disco CLI !

Message 5 of 18
Mr_Mojo_Risin
Senior Contributor

Re: Help with Discover CLI request wording on web site

Nah, you're good to go. It'll be a SP CLI and pretty fine one too! 

Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 6 of 18
gdale6
Moderator Emeritus

Re: Update: Accepted - Help with Discover CLI request wording on web site

That is a fantastic CLI for Disco in these economic conditions, grats on getting it Smiley Happy

Message 7 of 18
AllZero
Mega Contributor

Re: Update: Accepted - Help with Discover CLI request wording on web site

Congratulations on your CLI!
Message 8 of 18
Demented1
Established Contributor

Re: Update: Accepted - Help with Discover CLI request wording on web site

Congrats on your MONSTER Disco CLI…enjoy the added leverage!




Message 9 of 18
Jmbamman
New Contributor

Re: Update: Accepted - Help with Discover CLI request wording on web site

Congrats on the big cli!! Disco has been no,no,no for me lately 


Message 10 of 18
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