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Update Approved Advice needed for applying for New Credit after completing Debt Management

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M_Smart007
Legendary Contributor

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management

Congratulations!

Message 11 of 20
CreditAggie
Community Leader
Super Contributor

Re: Advice needed for applying for New Credit after completing Debt Management

Congratulations on your CFU approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 12 of 20
Getty59
Regular Contributor

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management

Congratulations on the approval! 👍

NFCU More Rewards: $23,100

NFCU Cash Rewards: 25,000


Capital One Venture: $10,250
Message 13 of 20
919Rissa
Valued Member

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management

Thanks everyone. I keep checking my account to see if it was all a joke and if it disappears lol 

 

At first I wasn't seeing anything about my $200 bonus and the intro apr of O% but it showed up today. Just waiting to get the card so I can quickly meet that $500 goal. 

I won't be applying for anything else soon but going to prepare for my next move. 

Message 14 of 20
JoeLuvsHisCredit
Valued Contributor

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management


@919Rissa wrote:

Thanks everyone. I keep checking my account to see if it was all a joke and if it disappears lol 

 

At first I wasn't seeing anything about my $200 bonus and the intro apr of O% but it showed up today. Just waiting to get the card so I can quickly meet that $500 goal. 

I won't be applying for anything else soon but going to prepare for my next move. 


 "keep checking my account to see if it was all a joke and if it disappears".

We all have done this at some point. I know i did at the begining of getting new credit cards lol . Smiley Happy

Congrats again buddy Smiley Happy

Message 15 of 20
919Rissa
Valued Member

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management


@JoeLuvsHisCredit wrote:

@919Rissa wrote:

Thanks everyone. I keep checking my account to see if it was all a joke and if it disappears lol 

 

At first I wasn't seeing anything about my $200 bonus and the intro apr of O% but it showed up today. Just waiting to get the card so I can quickly meet that $500 goal. 

I won't be applying for anything else soon but going to prepare for my next move. 


 "keep checking my account to see if it was all a joke and if it disappears".

We all have done this at some point. I know i did at the begining of getting new credit cards lol . Smiley Happy

Congrats again buddy Smiley Happy


Haha glad I'm not alone. Thank you. Smiley Happy

Message 16 of 20
919Rissa
Valued Member

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management

And just like that, 3 months after approval I got a $3500 increase. Didn't even ask for one and my usage hasn't gone too high since I pay it at least twice a month. I just happened to log into the chase app and saw a message saying I received an increase. My usage was already low but I was curious about my fico score. Experian bumped from good credit to very good credit (16 point increase from last month) and I'm so happy. 

Message 17 of 20
AllZero
Mega Contributor

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management

Congratulations on your PCLI!
Message 18 of 20
919Rissa
Valued Member

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management

Thank you 😊 

Message 19 of 20
CreditAggie
Community Leader
Super Contributor

Re: Update Approved Advice needed for applying for New Credit after completing Debt Management


@919Rissa wrote:

And just like that, 3 months after approval I got a $3500 increase. Didn't even ask for one and my usage hasn't gone too high since I pay it at least twice a month. I just happened to log into the chase app and saw a message saying I received an increase. My usage was already low but I was curious about my fico score. Experian bumped from good credit to very good credit (16 point increase from last month) and I'm so happy. 


Congratulations on your CFU auto-CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 20 of 20
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