cancel
Showing results for 
Search instead for 
Did you mean: 

Update, Approved: Apple Card CLI question/mistake

tag
Ragnar7034
Member

Update, Approved: Apple Card CLI question/mistake

First off, if I'm in the wrong section, can a mod please move this topic? Thank you.

 

I have an Apple Card with a $7900 limit. I think I started at $4900. I understand that I can request a CLI every 90 days. Here's my problem/question:

 

On 2/18/21, I requested a CLI. (This was my first request after having the card for 10 months.) I was approved and my limit was raised to $7900. I waited until 5/18/21 to request another CLI. I was declined. The reason was, "I recently had my limit increased".

 

I was surprised to be declined, but I instantly knew where I went wrong. February only has 28 days and 5/18/21 was 89 days from my last increase.

 

Thats my problem and now here is my question. Do I need to wait 90 days to request again? Or 30 days? Or since I'm at 93 days now, can I just request an increase already?

 

Any help would be greatly appreciated. Thanks everyone.

817 - Equifax
783 - TransUnion
809 - Experian
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Apple Card CLI question/mistake

You should be able to ask now - I don't believe an early ask resets the clock.

Message 2 of 18
CreditAggie
Community Leader
Super Contributor

Re: Apple Card CLI question/mistake


@Anonymous wrote:

You should be able to ask now - I don't believe an early ask resets the clock.


This. February threw me off by a day during my last CLI cycle. I tried again the next day and was approved.

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 18
Ragnar7034
Member

Re: Apple Card CLI question/mistake

Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.

817 - Equifax
783 - TransUnion
809 - Experian
Message 4 of 18
CreditAggie
Community Leader
Super Contributor

Re: Apple Card CLI question/mistake


@Ragnar7034 wrote:

Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.


Congratulations on your Apple Card CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 18
gdale6
Moderator Emeritus

Re: Update, Approved: Apple Card CLI question/mistake

Grats on your 2K move up!

Message 6 of 18
KingRue8500
Senior Contributor

Re: Apple Card CLI question/mistake

Congrats on your Apple Card CLI




Message 7 of 18
Demented1
Established Contributor

Re: Apple Card CLI question/mistake


@Ragnar7034 wrote:

Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.


Congrats on the Apple CLI...enjoy the added spend power! Smiley Wink




Message 8 of 18
Ragnar7034
Member

Re: Apple Card CLI question/mistake


@Demented1 wrote:

@Ragnar7034 wrote:

Thank you for the responses. I just requested an increase. I was approved for an additional 2k for a total credit line of $9,900.


Congrats on the Apple CLI...enjoy the added spend power! Smiley Wink


Thanks! I just bought my mom a brand new MacBook Air with all the accessories you may or may not need with it. I hope she likes it. Thanks again everyone!

817 - Equifax
783 - TransUnion
809 - Experian
Message 9 of 18
babygirl1256
Senior Contributor

Re: Update, Approved: Apple Card CLI question/mistake

Congrats on your CLI to $7,900.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.