@Anonymous wrote:Just applied for a Discover IT and was instantly approved online. Not long ago I paid off all my credit cards so I'm sure that had something to do with it.
Just called up and they gave me a $15,000 limit
My highest limit yet!!!!
Discover (Limit $15,000 - Balance $0)
Wells Fargo (Limit $10,000 - Balance $0)
US Bank (Limit $5,000 - Balance $0)
Capital One (Limit $3,000 - Balance $0)
Capital One (Limit $1,200 - Balance$0)
Credit One (Limit $400 - Balance $0)
First Premier (Limit $300 - Balance$0)
Should I try for an AMEX card as well? I have kind of always wanted one for their charge cards. If I got approved for Discover for $15,000 what are my odds?
Your util appears to be 0%, assuming no baddies and a pretty decent CS - the charge is lock and the revolver a string possibility too!
@Anonymous wrote:Just applied for a Discover IT and was instantly approved online. Not long ago I paid off all my credit cards so I'm sure that had something to do with it.
Just called up and they gave me a $15,000 limit
Discover (Limit $15,000 - Balance $0)
Wells Fargo (Limit $10,000 - Balance $0)
US Bank (Limit $5,000 - Balance $0)
Capital One (Limit $3,000 - Balance $0)
Capital One (Limit $1,200 - Balance$0)
Credit One (Limit $400 - Balance $0)
First Premier (Limit $300 - Balance$0)
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UPDATE: Should I try for an AMEX card as well? I have kind of always wanted one for their charge cards. If I got approved for Discover for $15,000 what are my odds?
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@Anonymous wrote:
@migliogiorni wrote:w0w!!! Awesome limit so much for being conservative lol what were your scores?
Before I paid them all off it was 643 on experian I just updated it and its 682. What are your thought on the amex with that score?
Go AMEX charge card. I would recommendd PRG for waived AF 1st year 25K bonus points!
@Ron1 wrote:
@Anonymous wrote:
@migliogiorni wrote:w0w!!! Awesome limit so much for being conservative lol what were your scores?
Before I paid them all off it was 643 on experian I just updated it and its 682. What are your thought on the amex with that score?
I think you have a good chance. They usually pull EX. How's your EX file?
Ron.
I'm not sure about that one. But I would hope it's about the same as experian. I'm goign to try for it. 