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Update: approved. CSP Reconned after denial

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Irv02
Established Contributor

Re: Finally in with Chase - CSP Approved 26.6SL

Congratulations on your approval!!!

Message 11 of 26
AI_JMV
Regular Contributor

Re: Finally in with Chase - CSP Approved 26.6SL

I was initially denied due to balances being too high and too many cards with balances. I PIF but was out of sequence on reporting for a couple cards, so the recon agent was able to take a second look for those reasons and verify my income and payments made on the cards out of my sapphire checking. My income is 575k per year, so it was a recommended approval from the recon agent. 

Sept 2022 EQ-825 TU-840 EX-830
UTIL: 1%
Message 12 of 26
CreditAggie
Community Leader
Super Contributor

Re: Finally in with Chase - CSP Approved 26.6SL


@AI_JMV wrote:

Well, after a bit of drama, I am FINALLY in with chase. It was a goal card for years and it's finally mine. I was originally denied and had to recon. After a quick check of my deposits, the agent recommended me for approval and two days later it showed up in my account. 26.6k SL. Very happy. Going into the garden for a while and enjoying this victory, finally. Score was 756 Experian at time of pull. Only one HP. 


Congratulations on your CSP approval! Awesome job on the recon and a great SL to go with it!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 13 of 26
gdale6
Moderator Emeritus

Re: Finally in with Chase - CSP Approved 26.6SL

Pretty good SL for an initial denial, grats on it Smiley Happy

Message 14 of 26
CreditMagic7
Mega Contributor

Re: Finally in with Chase - CSP Approved 26.6SL

Congratulations on your approval with the reconsideration!

Message 15 of 26
Anonymous
Not applicable

Re: Finally in with Chase - CSP Approved 26.6SL


@AI_JMV wrote:

Well, after a bit of drama, I am FINALLY in with chase. It was a goal card for years and it's finally mine. I was originally denied and had to recon. After a quick check of my deposits, the agent recommended me for approval and two days later it showed up in my account. 26.6k SL. Very happy. Going into the garden for a while and enjoying this victory, finally. Score was 756 Experian at time of pull. Only one HP. 


How terrific! Glad you got it in the long run. Good for reaching out and the second look. 🙏🏻 Gardening 🧑‍🌾 time! 🪴🪴🪴 

Message 16 of 26
cashorcharge
Community Leader
Super Contributor

Re: Finally in with Chase - CSP Approved 26.6SL

Nicely done on the recon!  That's terrific!  Congratulations on your approval!! 🎉🥂

Message 17 of 26
TIPPY-BOB
Regular Contributor

Re: Finally in with Chase - CSP Approved 26.6SL

Congratulations 🍾🎉 

Message 18 of 26
Credit4Growth
Senior Contributor

Re: Finally in with Chase - CSP Approved 26.6SL

Wow, that is a great limit! 👍 

Congratulations on your new CSP approval!

 

Message 19 of 26
Credit4Growth
Senior Contributor

Re: Finally in with Chase - CSP Approved 26.6SL

That was a great decision to recon...

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Message 20 of 26
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