Upgrade 2.2% Card approval

pip3man · ‎09-08-2022

Previously did a prequal which came back at $10k with the highest APR. Sat the offer out and let it expire. Decided to give it another shot, this time it came back with a slightly higher CL and better APR. Accepted the offer. No proof of income required although on the first app they asked for tax returns, paystubs and W2 which I did submit btw but ended up not moving forward. This time around no docs requested. Go figure

Stealth-1 · ‎09-08-2022

Congrats on your card approval. 👍

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

C6 · ‎09-08-2022

Congratulations on your approval. What interest rate did you get?

NoMoreE46 · ‎09-08-2022

Nice and congrats @pip3man .

cashorcharge · ‎09-08-2022

That's great! Congratulations on your Upgrade Approval!!!🎉🍾🥂

arifjk · ‎09-09-2022

Congrats on the approval. Let us know how you like the card after you use it.

AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

KingRue8500 · ‎09-09-2022

Congrats on your Upgrade Visa approval

ptatohed · ‎09-09-2022

Congrats. This card is definitely on my short list of cards to potentially chase if AOD 3% CB goes away. I was just iffy on the Upgrade card since it's more like a line of credit than a conventional credit card, correct? Please do keep us updated on how it works after you start using it.

5% CB rotating:

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Everyday 3% CB:

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Everyday 5%:

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Companion Card:

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Everyday 2.2% CB:

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Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo):

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On my radar:

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Still Waiting for an Invite:

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No hope:

pip3man · ‎09-09-2022

Honestly guys I don't know the likelihood that I will actually use or put a charge on this card just because of the mysteries surrounding how the card actually works. Some say it's a loan, I've read it's a PLOC and none of which is still making sense to me. I got it mainly for the $400 bonus after 3 debit card transactions on the accompanying Rewards checking account.