cancel
Showing results for 
Search instead for 
Did you mean: 

Ups and downs or downs and ups?

tag
CivalV
Established Contributor

Ups and downs or downs and ups?

Just a few days ago my scores tanked 40 points on each CR due to my self lender account being paid and closed..

Literally starting over from where I was last year this exact time of the year I let it go and hoped AA wouldnt be a thing for me...

Well today I logged into my target account and I was given another $300 increase. My total Target CL within 7 months is now $900 🙏🏼

Also I received letter from HSN stating my HSN CC is being transferred to SYNC... I suppose I made the cut 👀
5 REPLIES 5
Anonymous
Not applicable

Re: Ups and downs or downs and ups?

Not all is lost - goes to show that scores aren’t all that matters, and maybe not even a major factor once you’re in with a lender. Glad to read the good news Smiley Happy
Message 2 of 6
M_Smart007
Legendary Contributor

Re: Ups and downs or downs and ups?

I always choose UPS  over Fedex

Congrats!!!

Message 3 of 6
BallBounces
Valued Contributor

Re: Ups and downs or downs and ups?

Slow and Steady wins the race.

 

FWIW, bear in mind that credit decisions, specifically CLI for existing accounts are often based on aged data.  Point being, your CLI may be based on "pre score decrease" information and scoring.

020725:     


FICO 08 scores are listed and are still undergoing a bit of rehabilitation.
Message 4 of 6
pizza1
Community Leader
Super Contributor

Re: Ups and downs or downs and ups?

Enjoy your new Target CL!! Congrats !
Message 5 of 6
tbque
Valued Contributor

Re: Ups and downs or downs and ups?

Congrats on the Target CLI!





Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.