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Venmo CLI

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Creditjunky37
New Contributor

Venmo CLI

I've had my Venmo Visa for about 6 months now and the CLI link finally showed up. I was approved with a SL of $7k and asked for $5k more. Instantly approved. I'm now at 12K, should have asked for 15. Im sure I left money on the table. Oh well... I've only ever charged about $900 on that card, so 12k is far more than enough. 

My TU Fico 8 is 680

Message 1 of 14
13 REPLIES 13
FireMedic1
Community Leader
Mega Contributor

Re: Venmo CLI

Congrats @Creditjunky37 . Every bit helps.


Message 2 of 14
coreyb80
Super Contributor

Re: Venmo CLI

Congrats on the increase!

Message 3 of 14
CreditMagic7
Mega Contributor

Re: Venmo CLI

Congratulations on your Venmo CLI!

Message 4 of 14
GApeachy
Super Contributor

Re: Venmo CLI


@Creditjunky37 wrote:

Im sure I left money on the table. 

My TU Fico 8 is 680


Maybe, maybe not.  But don't do like me.  I asked for a low cli the other day and got it.  I was just messing around to see what would happen and the only way I'd know is if Synch would approve or deny a small cli.  Lol, so today I shot again....asking low again.....got the "max" verbiage and "shew fly" .  So now I have to wait a few more months and shoot again to see is it really "max" or "amount of time in between cli's" that's gonna indicate the true cause for either approval or denial.

Are you watching your VS4?  Best time for a cli, for me anyway, is when it's increased.... even by a point or two....and waiting 2-3 months in between.  

My Take Home Pay Don't Take Me Home
Message 5 of 14
nytokyobred79
Valued Contributor

Re: Venmo CLI

Congratulations on your successful cli. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $205, 500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 20.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 6 of 14
Creditjunky37
New Contributor

Re: Venmo CLI


@GApeachy wrote:

@Creditjunky37 wrote:

Im sure I left money on the table. 

My TU Fico 8 is 680


Maybe, maybe not.  But don't do like me.  I asked for a low cli the other day and got it.  I was just messing around to see what would happen and the only way I'd know is if Synch would approve or deny a small cli.  Lol, so today I shot again....asking low again.....got the "max" verbiage and "shew fly" .  So now I have to wait a few more months and shoot again to see is it really "max" or "amount of time in between cli's" that's gonna indicate the true cause for either approval or denial.

Are you watching your VS4?  Best time for a cli, for me anyway, is when it's increased.... even by a point or two....and waiting 2-3 months in between.  


I pay attention to the VS4 now and then. It's higher than my actual score,  but thank you! I'm going to pay more attention and ask when I see it move up a bit. I figure I'd hit them up towards the end of the year. 

Message 7 of 14
JoeRockhead
Senior Contributor

Re: Venmo CLI

nice, congratulations on your CLI!

Message 8 of 14
alextercero
Super Contributor

Re: Venmo CLI

Congrats on the CLI

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (May 2024)


Credit Age:

Inquiries:

Message 9 of 14
CreditAggie
Community Leader
Super Contributor

Re: Venmo CLI

Congratulations on your Venmo CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 14
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