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I've had my Venmo Visa for about 6 months now and the CLI link finally showed up. I was approved with a SL of $7k and asked for $5k more. Instantly approved. I'm now at 12K, should have asked for 15. Im sure I left money on the table. Oh well... I've only ever charged about $900 on that card, so 12k is far more than enough.
My TU Fico 8 is 680
Congrats on the increase!
Congratulations on your Venmo CLI!
@Creditjunky37 wrote:Im sure I left money on the table.
My TU Fico 8 is 680
Maybe, maybe not. But don't do like me. I asked for a low cli the other day and got it. I was just messing around to see what would happen and the only way I'd know is if Synch would approve or deny a small cli. Lol, so today I shot again....asking low again.....got the "max" verbiage and "shew fly" . So now I have to wait a few more months and shoot again to see is it really "max" or "amount of time in between cli's" that's gonna indicate the true cause for either approval or denial.
Are you watching your VS4? Best time for a cli, for me anyway, is when it's increased.... even by a point or two....and waiting 2-3 months in between.
Congratulations on your successful cli.
@GApeachy wrote:
@Creditjunky37 wrote:Im sure I left money on the table.
My TU Fico 8 is 680
Maybe, maybe not. But don't do like me. I asked for a low cli the other day and got it. I was just messing around to see what would happen and the only way I'd know is if Synch would approve or deny a small cli. Lol, so today I shot again....asking low again.....got the "max" verbiage and "shew fly" . So now I have to wait a few more months and shoot again to see is it really "max" or "amount of time in between cli's" that's gonna indicate the true cause for either approval or denial.
Are you watching your VS4? Best time for a cli, for me anyway, is when it's increased.... even by a point or two....and waiting 2-3 months in between.
I pay attention to the VS4 now and then. It's higher than my actual score, but thank you! I'm going to pay more attention and ask when I see it move up a bit. I figure I'd hit them up towards the end of the year.
nice, congratulations on your CLI!
Congrats on the CLI
Congratulations on your Venmo CLI!