Rang in the new year with the only card I will probably pick up in 2025. the Venmo credit card, since I decided I wanted to switch up the payment method for some of my bills this year to try and get more cash back. However, I kicked myself the instant I applied; I should have waited for a sign-up bonus, but I didn't think of that in time. What's done is done. Approved for a $12k limit, which takes my total CL over $200k. It's not something I especiallyaspired to, but worth noting nonetheless. Synch pulled TU, which I was a little surprised by, but it's just as well as I have far fewer inquiries on that bureau than Experian.
This is the card that I use exclusively at Costco (unless I have a rotator that gives me 5%). Best 3% Costco card out there.
Congrats on the new card.
Really? I think I'll look into the offers they been sending me. What other good category makes it worth it?
@CreditCobra wrote:This is the card that I use exclusively at Costco (unless I have a rotator that gives me 5%). Best 3% Costco card out there.
Starting Score: 789
@yam1rts wrote:Really? I think I'll look into the offers they been sending me. What other good category makes it worth it?
@CreditCobra wrote:This is the card that I use exclusively at Costco (unless I have a rotator that gives me 5%). Best 3% Costco card out there.
Check it out...
https://venmo.com/about/creditcard/
Costco codes as Grocery on this card, so if you used it as your grocery only card, it would be 3% across the board. It may work well for others under a different category.
Congrats! You going to use it to pay utilities? I almost went the Venmo route for that, but decided to use Huntington Voice instead.
@Varsity_Lu wrote:Congrats! You going to use it to pay utilities? I almost went the Venmo route for that, but decided to use Huntington Voice instead.
Yes, I'll be using it for my cable/internet monthly bill, plus a couple streaming charges that I want to switch from the Altitude Go, since they auto-charge so close to the end of the month that I'm not always able to get the thing paid before US Bank reports. The Venmo will give me a little more wiggle room on the calendar, at the very least.