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Venmo Visa Approval - $4,300 SL!!!

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jamerican-girl
Contributor
‎09-12-2022 06:07 AM
‎09-12-2022 06:07 AM

Venmo Visa Approval - $4,300 SL!!!

I briefly stepped out of the garden on Friday to apply for the Venmo Visa card. I didn't get an instant approval but was asked to upload proof of identity and address, which I did. I was approved on Saturday morning for $4300. Back to the garden I go. My next move is to let my accounts age and hopefully I can snag some CLI from Amex for my two cards and from PenFed. My longterm goal is to get a Chase card. That's when I am well within the 5/24 rule. All in all, I'm really happy about where I am and the accounts I have.

Keepers:
Wells Fargo: Active Cash - SL: $10,000
Synchrony: PayPal MC Rewards - SL: $8,000 CL: $15,000; Venmo - SL: $4,300, CL: $10,000; Lowe's - SL: $2,000 CL: $10,000; Care Credit - SL: 500 CL: $3,000
Amex: Delta SkyMiles Platinum - SL: $1,000 CL: $4,000; Blue Cash Preferred - SL: $2,000 CL: $4,000; Marriott Bonvoy Bevy - SL $1,700; Hilton Honors Surpass - SL: $8,000
Citi: Costco Anywhere Visa - SL: $8,800; CL: $10,000; Custom Cash Card - SL: $3,500; Wayfair Card - SL: $5,000 CL: $9,100;
PenFed: Gold Card - SL: $3,500 CL: $7,500; Power Cash Rewards - SL: $2,500 CL: $7,500
Bread American Express Cashback - SL: $5,000 CL: $7,500
Mercury Finance - SL: $3,500 CL: $4,250;
Goldman Sachs: Apple Card - SL: $6,000 CL: $6,500; Marcus: GM Card - SL: $3,000;
Kohl's - CL: $3,500; CFNA Firestone - SL: $800, CL: $3,200

Sock Drawer:
Capital One: QuickSilver - CL: $1,250 (finally got CLI)
Sofi: SL: $2,500;
Merrick Bank: CL: $1,300 (can't close, one of my oldest tradelines);
BOA: Customized Cash Rewards - SL $500, CL: $1,500;

Chopping Block:
Capital One: Platinum MC - CL: $600 (they won't give me a CLI);
Credit One: 2 cards with $1,500 & $2,200 CL
Prosper: $1,400

Goal Cards:
Chase Sapphire, WF Autograph and PenFed Platinum Rewards

Car Loans: 1 loan.
Car: 2023 Audi A4 SLine
Paid off:
VW Financial Services: 2020 Jetta
Exeter Finance: 2015 Jetta
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9 REPLIES 9
SDMarik
Established Contributor
‎09-12-2022 06:54 AM
‎09-12-2022 06:54 AM

Re: Venmo Visa Approval - $4,300 SL!!!

Congrats on the Venmo Visa approval!



"When prosperity comes, do not use all of it"
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MargotSanchez
New Member
New Member
‎09-12-2022 08:22 AM
‎09-12-2022 08:22 AM

Re: Venmo Visa Approval - $4,300 SL!!!

Very nice, congrats!

01/2023: EX 721 EX 769 TN 769
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KingRue8500
Senior Contributor
‎09-12-2022 05:40 PM
‎09-12-2022 05:40 PM

Re: Venmo Visa Approval - $4,300 SL!!!

Congrats on your Venmo Visa approval




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CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎09-13-2022 08:26 AM
‎09-13-2022 08:26 AM

Re: Venmo Visa Approval - $4,300 SL!!!

Congratulations on your Venmo Visa approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (October 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎09-14-2022 06:36 PM
‎09-14-2022 06:36 PM

Re: Venmo Visa Approval - $4,300 SL!!!

WOOHOO! Congratulations on your Venmo approval!!🎉🍾🥂

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Elpadrino1
Valued Contributor
‎09-14-2022 07:34 PM
‎09-14-2022 07:34 PM

Re: Venmo Visa Approval - $4,300 SL!!!

Congratulations on your approval!!

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805orbust
Valued Contributor
‎09-14-2022 08:34 PM
‎09-14-2022 08:34 PM

Re: Venmo Visa Approval - $4,300 SL!!!

Congrats on the approval!  You are definitely doing good. Let things just simmer for a bit and the sky is the limit!



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babygirl1256
Senior Contributor
‎09-14-2022 08:36 PM
‎09-14-2022 08:36 PM

Re: Venmo Visa Approval - $4,300 SL!!!

Congrats on your Venmo Visa approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
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jamerican-girl
Contributor
‎09-15-2022 04:55 PM
‎09-15-2022 04:55 PM

Re: Venmo Visa Approval - $4,300 SL!!!

Yup. That's the plan. I have my eye on a Chase card in the future. Just going to let everything simmer.

@805orbust wrote:

Congrats on the approval!  You are definitely doing good. Let things just simmer for a bit and the sky is the limit!

 

Keepers:
Wells Fargo: Active Cash - SL: $10,000
Synchrony: PayPal MC Rewards - SL: $8,000 CL: $15,000; Venmo - SL: $4,300, CL: $10,000; Lowe's - SL: $2,000 CL: $10,000; Care Credit - SL: 500 CL: $3,000
Amex: Delta SkyMiles Platinum - SL: $1,000 CL: $4,000; Blue Cash Preferred - SL: $2,000 CL: $4,000; Marriott Bonvoy Bevy - SL $1,700; Hilton Honors Surpass - SL: $8,000
Citi: Costco Anywhere Visa - SL: $8,800; CL: $10,000; Custom Cash Card - SL: $3,500; Wayfair Card - SL: $5,000 CL: $9,100;
PenFed: Gold Card - SL: $3,500 CL: $7,500; Power Cash Rewards - SL: $2,500 CL: $7,500
Bread American Express Cashback - SL: $5,000 CL: $7,500
Mercury Finance - SL: $3,500 CL: $4,250;
Goldman Sachs: Apple Card - SL: $6,000 CL: $6,500; Marcus: GM Card - SL: $3,000;
Kohl's - CL: $3,500; CFNA Firestone - SL: $800, CL: $3,200

Sock Drawer:
Capital One: QuickSilver - CL: $1,250 (finally got CLI)
Sofi: SL: $2,500;
Merrick Bank: CL: $1,300 (can't close, one of my oldest tradelines);
BOA: Customized Cash Rewards - SL $500, CL: $1,500;

Chopping Block:
Capital One: Platinum MC - CL: $600 (they won't give me a CLI);
Credit One: 2 cards with $1,500 & $2,200 CL
Prosper: $1,400

Goal Cards:
Chase Sapphire, WF Autograph and PenFed Platinum Rewards

Car Loans: 1 loan.
Car: 2023 Audi A4 SLine
Paid off:
VW Financial Services: 2020 Jetta
Exeter Finance: 2015 Jetta
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