Venture Approval

[Anonymous]

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@Anonymouswrote:
I’m so getting ready to drunk app this card. I have the same data points. Lol

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I've been a lurker for a little while, but I did get drunk and apped this card on Monday night/Tuesday morning due to being pre-approved on their site.  I didn't get instant approval, but I got notification that my card shipped tonight, and when I login to my 360 checking account it shows a CL of 10k.   It is by far the highest limit I've ever had.  Woohoo!

[Anonymous]

@gritngrind

Congrats! Could you share DPs? I wanna app that card so bad. My inquiries won’t really age well till November.

[Anonymous]

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@Anonymouswrote:
@Anonymous

Congrats! Could you share DPs? I wanna app that card so bad. My inquiries won’t really age well till November.

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I will try my best.  My inquiries are super low due to being out  of the CC game for a little while.  2 was the most I had on any bureau.  Capital One pulls all three, as I am sure you know, so one of those was for a Quicksilver I opened up in July of last year.  Prior to that only CC I've had for awhile was a J. Card, which recently got bumped to 5500 CL.  2 collections on my report from 2015.  Both paid off.  2 Late payments over past 7 years.  My FAKO scores on CK show TU and EQ 740's.  Discover's shows my score at 630.  AAoA is1 year.  Income 36k. I'm really  not sure why they approved me, but I'll take it.

Establishing the Quicksilver, which currently sits at 1100, relationship really helped I think even though I've had it for only 7-8 months...   I trusted their prequalify, and it worked out for me.  I've also had some loans (student and car) I have completely paid off in my profile. 

Hope this helps.  Let me know if I can answer any other questions.   In conclusion, if you are pre-qualified with a set APR, I would go for it, but just expect to get the 7-10 day message...

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