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Venture X approval!

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quikj9
Frequent Contributor

Venture X approval!

Approved for the Venture X yesterday for a 10k SL @ 29% apr. Looks like I was just barely approved. I'll take it though!

All FICO scores ~717

~36% utilization. That definitely hurt me. Paying down some 0% balances for home repairs. 
Clean reports

AAoA = 5 yrs, 5 mo

AoOA = 10 yrs, 10 mo
1/24

 

I've been pretty conservative on the personal card front over the last couple of years. At first I was waiting to get back under 5/24 for Chase Ink cards, then I went down an AMEX biz rabbit hole. Anyway, this was a goal card for me this year to kickstart my personal card journey again and I'm glad to say I was finally approved! Looking forward to hitting that 75k bonus on a nicely structured keeper card for me. The pairing with the Savor One makes for a pretty potent travel duo. 

Wanted to make sure I got the Venture X now before adding too many personal cards to my profile as it seems they can be mercurial with respect to approvals on thicker profiles. 




Message 1 of 18
17 REPLIES 17
MissLiz
Established Contributor

Re: Venture X approval!

Congratulations on your approval and nice SL!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 2 of 18
keekers
Valued Contributor

Re: Venture X approval!

Congrats.


Message 3 of 18
cashorcharge
Community Leader
Super Contributor

Re: Venture X approval!

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 4 of 18
Rdbeetle
Valued Contributor

Re: Venture X approval!

Congrats on your Venture X approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802
Message 5 of 18
NoMoreDebt
Senior Contributor

Re: Venture X approval!

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 6 of 18
gingerflower
Senior Contributor

Re: Venture X approval!

Congratulations

Message 7 of 18
nytimestraveler
New Contributor

Re: Venture X approval!

Awesome!!!!

Chase Sapphire (reaching 95k SUB) 10800 | Discover IT Chrome 2000 | Capital One QuickSilver 200

Next Goal: Open to ideas, 3-5% cards, FCU cards or top limit cards, AMEX Gold/ Plat, Apple Card, RH Gold, 3-6 months out potentially Sapphire x Flex | Venture X Biz x SavorOne, Ink Series

Starting Credit Nov 2023 : 492
Current Credit : 716

QuickSilver I’m looking for PC to SavorOne/ VX and use for niche entertainment



Message 8 of 18
Zoostation1
Valued Contributor

Re: Venture X approval!

Congrats on the approval!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Jan 2026 FICO 8:
Jan 2026 FICO 9:
Jan 2026 FICO 10:
Jan 2026 FICO 10T:
Message 9 of 18
creditrizz
Frequent Contributor

Re: Venture X approval!

Congrats, Venture X seems like a solid card. 




Equifax:833, TransUnion:830, Experian: 832
Message 10 of 18
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