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Virgin Red Mastercard instant approval

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12njoy
Super Contributor

Virgin Red Mastercard instant approval

I haven't posted in ages but I've peaked in from time to time.  Came across the Virgin Red Mastercard and checked here and only saw one approval.  A few years ago Synchrony shut down all six cards I had with them ($106,000) because I was considered risky.  You all know the drill (i.e. no balances/pay in full yada yada yada).  Well about a year ago I ventured back in with the Sam's Mastercard and six months ago with PayPal Mastercard.  Those two are 10k and 20k respectively.  Well I like the perks of this card with the 40k points they say is enough to get you from JFK to London, 5k free points at each anniversary, no foreign transaction fees and up to 10k in points for adding AU's.  All for only a $95 AF.  I was going to wait until February after I get my Sam's up to that 20k.  I couldn't wait so took the dive and went for it.  Thawed TU and hit the button.  10 second wheel spin and BAM!  Virgin Red.jpgVirgin Red.jpg  

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 18
17 REPLIES 17
MsSecondChance
Regular Contributor

Re: Virgin Red Mastercard instant approval

Congratulations! 🥳

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806
Message 2 of 18
12njoy
Super Contributor

Re: Virgin Red Mastercard instant approval

@MsSecondChance 

Thank you

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 3 of 18
CreditCuriosity
Moderator Emeritus

Re: Virgin Red Mastercard instant approval

congrats and enjoy the approval.  Just wish they would of choose a different issuing bank although never personally had an issue with sync.

Message 4 of 18
12njoy
Super Contributor

Re: Virgin Red Mastercard instant approval

@CreditCuriosity 

Thank you.  Yes that did give me some initial pause too Smiley Very Happy but the benefits outweighed that drawback for me, at least temporarily.  This will be my last Synchrony card with the hopes of staying in their good graces this time Smiley Wink

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 18
12njoy
Super Contributor

Re: Virgin Red Mastercard instant approval

I do like that you can use these points with Delta as well

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 6 of 18
coreyb80
Super Contributor

Re: Virgin Red Mastercard instant approval

Congrats on the approval!

Message 7 of 18
12njoy
Super Contributor

Re: Virgin Red Mastercard instant approval

@coreyb80 

Thanks

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 8 of 18
thundr101
New Contributor

Re: Virgin Red Mastercard instant approval

Congrats on the approval, with a great SL! Smiley Happy

My Starting Fico Scores:
[Fico Scores as of Nov 18 2024]:

My Fico Goal Score: 801


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Message 9 of 18
CreditMagic7
Mega Contributor

Re: Virgin Red Mastercard instant approval

Zippity Do Dah Day @12njoy Smiley Very Happy

 

Looks like a decent bonus ride card for ya. Congrats on the Approval/SL. 

Message 10 of 18
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