As of 9/3/2024, no hard inquiry has been made for the Bread Rewards AmEx credit card since approved on 8/14/2024, and it is already reporting to Equifax and Transunion! So, I am confident to assume I was approved just on a soft inquiry.
Credit Cards
Amazon Prime Store Card: $10,000 | Apple Card MC: $3,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Signature: $25,000 | BCU Travel Rewards Visa Signature: $10,000 | Bread Cashback AmEx: $14,500 | Bread Rewards AmEx: $7,650 | Capital One Kohls Visa Signature: $4,000 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $17,750 | Capital One VentureOne WEMC: $3,100 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $3,000 | IKEA Projekt Credit Card: $6,100 | Macy’s Amex $1,500 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $10,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Signature: $7,500 | Truist Enjoy Cash Visa Signature: $5,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | WF One Key+ WEMC: $9,000
BCU Unsecured LOC 5k | PenFed OD LOC 300
BCU Auto Loan $20,035.00
Rebuilding since June 2021.
