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Congrats on the approval and Amex CLI! It's smart to use it to avoid CC fees for HOA.








Congrats on the WF Bilt approval
@FireMedic1 wrote:
@LakeLife wrote:Congrats! I'd never heard of this before. For renters, this card seems like a no brainer. I have to pay two HOA fees each year on two properties, and I'm thinking about getting the card just for the "no transaction fees" feature.
My HOA isn't one of the properties in their system. But they will send a check and charge the card. I'll take 1% over the fees for using a CC.
Cool
Was confused for a second as to why you got this Card as you own your home....
Congrats on the approval!
@FireMedic1 wrote:Got approved this morning with a $4500 SL. I'll use it to pay my HOA fees. Beats the CC fees I'll no longer have to pay. Good week. $5000 CLI with AMEX and now a new card. Scores below. Pulled EQ. If its FICO 9. 788. 6 months between apps when I joined for Early PayDay and got the Active Cash when I signed up with checking/savings.
Congrats on your approval! Curious to know if they pulled your FICO 8 or FICO 9. My EQ FICO 9 is about 40 points higher than the FICO 8 score, and this card is definitely on my radar at some point in the future.
@laurenjessica wrote:
@FireMedic1 wrote:Got approved this morning with a $4500 SL. I'll use it to pay my HOA fees. Beats the CC fees I'll no longer have to pay. Good week. $5000 CLI with AMEX and now a new card. Scores below. Pulled EQ. If its FICO 9. 788. 6 months between apps when I joined for Early PayDay and got the Active Cash when I signed up with checking/savings.
Congrats on your approval! Curious to know if they pulled your FICO 8 or FICO 9. My EQ FICO 9 is about 40 points higher than the FICO 8 score, and this card is definitely on my radar at some point in the future.
@laurenjessicaSame here. I'll let ya know when the card comes.
Congrats Nice Card..
end of year hope could get it....
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@DEITY_of_Credit wrote:Hi @laurenjessica ,
Wells Fargo uses Equifax FICO 9.
Tried it for science. Turns out they pull EX where I am. I'll try again later this year when my EX scores are hopefully higher ![]()
Congrats again to OP on the great approval!
Congratulations on your Bilt approval!