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WF Bilt Approved $4500

tag
Mones
Frequent Contributor

Re: WF Bilt Approved $4500

Congrats on the approval and Amex CLI! It's smart to use it to avoid CC fees for HOA.

Current Cards (in order of approval)

Closed Cards


Current FICO 8 Scores (As of Feb 12th, 2025):
Inquires (6/12/24):
Account Age metrics:
Updated Mar 12th, 2024
Message 11 of 24
CreditMagic7
Mega Contributor

Re: WF Bilt Approved $4500

Congrats on the WF Bilt approval

Message 12 of 24
NoMoreE46
Community Leader
Senior Contributor

Re: WF Bilt Approved $4500


@FireMedic1 wrote:

@LakeLife wrote:

Congrats!  I'd never heard of this before.  For renters, this card seems like a no brainer.  I have to pay two HOA fees each year on two properties, and I'm thinking about getting the card just for the "no transaction fees" feature.  


My HOA isn't one of the properties in their system. But they will send a check and charge the card. I'll take 1% over the fees for using a CC.



Cool 

 

Was confused for a second as to why you got this Card as you own your home....

 

 

 

Message 13 of 24
coreyb80
Super Contributor

Re: WF Bilt Approved $4500

Congrats on the approval!

Message 14 of 24
laurenjessica
Frequent Contributor

Re: WF Bilt Approved $4500


@FireMedic1 wrote:

Got approved this morning with a $4500 SL. I'll use it to pay my HOA fees. Beats the CC fees I'll no longer have to pay.  Good week. $5000 CLI with AMEX and now a new card. Scores below. Pulled EQ. If its FICO 9. 788. 6 months between apps when I joined for Early PayDay and got the Active Cash when I signed up with checking/savings.

bilt.JPG


Congrats on your approval! Curious to know if they pulled your FICO 8 or FICO 9. My EQ FICO 9 is about 40 points higher than the FICO 8 score, and this card is definitely on my radar at some point in the future.

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 15 of 24
FireMedic1
Community Leader
Mega Contributor

Re: WF Bilt Approved $4500


@laurenjessica wrote:

@FireMedic1 wrote:

Got approved this morning with a $4500 SL. I'll use it to pay my HOA fees. Beats the CC fees I'll no longer have to pay.  Good week. $5000 CLI with AMEX and now a new card. Scores below. Pulled EQ. If its FICO 9. 788. 6 months between apps when I joined for Early PayDay and got the Active Cash when I signed up with checking/savings.

bilt.JPG


Congrats on your approval! Curious to know if they pulled your FICO 8 or FICO 9. My EQ FICO 9 is about 40 points higher than the FICO 8 score, and this card is definitely on my radar at some point in the future.


@laurenjessicaSame here. I'll let ya know when the card comes.



BK Free Aug25
Message 16 of 24
911gt34life
Established Contributor

Re: WF Bilt Approved $4500

Congrats Nice Card..

end of year hope could get it....

>
Message 17 of 24
DEITY_of_Credit
New Contributor

Re: WF Bilt Approved $4500

 
Message 18 of 24
laurenjessica
Frequent Contributor

Re: WF Bilt Approved $4500


@DEITY_of_Credit wrote:

Hi @laurenjessica ,

 

Wells Fargo uses Equifax FICO 9.


Tried it for science. Turns out they pull EX where I am. I'll try again later this year when my EX scores are hopefully higher Smiley Happy

 

Congrats again to OP on the great approval!

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 19 of 24
CreditAggie
Community Leader
Super Contributor

Re: WF Bilt Approved $4500

Congratulations on your Bilt approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 20 of 24
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