WF Propel and Discover CLI - Approvals

[FloydWonder]

After 11 months of gardening, I finally gave in to impulse, lol. Unfroze my reports and cold apped for a Propel. Insta 8k approval with an EX pull. Then later today, I got a SP CLI on my Disco card from $10k to $13k. This is all with one of my smaller cards reporting 35% UTL because I forgot to pay it in advance of the statement date. Usually PIF and keep at least half of my cards at a $0 statement balance.

Planning on closing my Gold in May due to the new GC rules, so the Propel/Uber/PPMC combo should take care of everything except the grocery category. Don’t really want a BCE/BCP right now.

Scores in signature are accurate +/- 5 pts. FICO 9s are in the low 800s since I have a paid charge off in 2016 holding me back.

[AllZero]

Congratulations on your approval and CLI!

[Marz2002]

YOU...

CONGRATS @FloydWonder on your WF Propel approval, your Discover CLI, and Thanks for the DPs!!!

[Anonymous]

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@FloydWonder wrote:
Planning on closing my Gold in May due to the new GC rules, so the Propel/Uber/PPMC combo should take care of everything except the grocery category. Don’t really want a BCE/BCP right now.

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Congrats on the approval!!

What new GC rules?

[Anonymous]

Congratulations!

[M_Smart007]

Congrats on yer Propel and Disco CLI

[Anonymous]

Congrats on your approval and increase!!

[FloydWonder]

@GardenPro - Just that it's no longer possible (AFAIK) to use GCs for SW or Delta flights in order to trigger the $100 annual airline credit. I use the Gold primarily for purchase protections or on international trips, where I can take advantage of their cheap primary car rental insurance and accident insurance. It doesn't get much category spend, really.

Thanks everyone for the kudos and congratulations!

[Medic981]

Congrats ! ! !