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Wallet complete!

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pats23
Contributor

Wallet complete!

Mini app spree last two days. Now in wallet BCE 5k CSP 5k Chase freedom 3.5k usaa cash 10k discover it 2k and cap1 rewards 3.5k. Officially No need or want for any other card

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 1 of 10
9 REPLIES 9
parakleet
Valued Contributor

Re: Wallet complete!

Congrats on your new lineup! Those are some nice cards. Now get thee to the garden! Smiley Wink


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 2 of 10
Anonymous
Not applicable

Re: Wallet complete!


@pats23 wrote:
Mini app spree last two days. Now in wallet BCE 5k CSP 5k Chase freedom 3.5k usaa cash 10k discover it 2k and cap1 rewards 3.5k. Officially No need or want for any other card

Congrats, that is a nice lineup! Can you provide us details such as FICO score? Util? etc.

Message 3 of 10
sarkell
Frequent Contributor

Re: Wallet complete!

I almost feel the same way about my wallet minus one thing. Amex bcp so ill apply once every 6 months until approved. At least if denied ill get my exp score haha. Congrads on that lineup.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 4 of 10
pats23
Contributor

Re: Wallet complete!

My stats last month were myfico 707 no baddies income 70k however that score didn't reflect my usaa 10k or my CSP5k but did report a closed freedom that I closed 30 days ago for CSP. So usaa just reported aswell as CSP so score may have been higher maybe lower who knows. Now I got my chase freedom Back and now part of the amex family

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 5 of 10
pats23
Contributor

Re: Wallet complete!

And util was between 10-20% with available total credit around 20k before these two cards that were added this morning

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 6 of 10
pats23
Contributor

Re: Wallet complete!

Also had to recon freedom. He denied me at first then I pleaded my case that I put 4k through my CSP (vacation) and paid in full already so clearly demonstrated the ability to pay etc. he then asked question about all my cc and why all of them are new. I explained I was 22 years old and just starting my credit career and was trying to establish credit now and planned to be with chase for years to come. He asked me what a good credit limit would be I said 5k he came back and said 3.5k which is what the freedom I had before closed was. Sorry for the long explanation. And the BCE was instant approved for 5k

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 7 of 10
pats23
Contributor

Re: Wallet complete!

So basically in 30 days I was denied CSP but was able to transfer my freedom over to get approved then 30 days later app for freedom again an denied then approved on recon. Chase recon is awesome.

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 8 of 10
youngandcreditwrthy
Senior Contributor

Re: Wallet complete!

Congrats! Those are great cards!/-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 10
Anonymous
Not applicable

Re: Wallet complete!

Nice line up! See you in the garden!
Message 10 of 10
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