Re: Walmart CLI via Chat - Chat is back!! - myFICO® Forums

olehammer · ‎01-06-2016

Woo hoo! I've been waiting since Jan 1.

Just jumped on for Walmart and got approved for $6,000 from $3,500. Asked for $10k. As I understand and have seen that looks like a pretty consistent bump. Next time I'll be asking for $25k

Originally approved at $600 on 11/18 and CLI to $3,500 on 12/1 upon receipt of the card. TU currently shows zero collections and 2 lates from 2014.

Great start to 2016!

Anonymous · ‎01-06-2016

i just chatted with them and they werent sure if it is a hard or soft inquiry. is that just something they say but it is always soft?

Anonymous · ‎01-06-2016

same with lowes, not knowing

Anonymous · ‎01-06-2016

@Anonymous wrote:
i just chatted with them and they werent sure if it is a hard or soft inquiry. is that just something they say but it is always soft?

I was just on chat and they confirmed it was a soft pull, when I asked.

Anonymous · ‎01-06-2016

i was told the same generic answer on both.....that they cant control whether it is hard or soft, but an account review might allow them to do soft......but they cannot confirm either way. maybe i just got a newby.

CreditMagic7 · ‎01-06-2016

Congrats and happy to see Synchrony Chat is returned

olehammer · ‎01-06-2016

@Anonymous wrote:
i was told the same generic answer on both.....that they cant control whether it is hard or soft, but an account review might allow them to do soft......but they cannot confirm either way. maybe i just got a newby.

Generally from what I've seen on the boards it's 99% SP. I haven't seen anyone specifically report a HP on Sync via Chat or Credit Solutions. YMMV.