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Walmart Christmas Increase!

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Anonymous
Not applicable

Re: Walmart Christmas Increase!

I did my lowes end of October as my first test before Walmart. I was scared so I aske to go from 1200 to 6700 and it was approved. Then I had balls for my call to Walmart lol. So in about 30 ill call lowes. I'm asking for 12,000. I learned don't be afraid to go high because if your qualified at all they will counter offer or flat out deny.

Chester don't even bother online or automated. You only get small increases that way. Go straight to the underwriters. They have numbers that actual people answer first thing instead of computers.
Message 21 of 28
bichonmom
Senior Contributor

Re: Walmart Christmas Increase!

Congrat! That's a huge CL for a store card. I wonder why they wouldn't have just given you the Discover?

 

Interesting to note that the online CLI is working again for Walmart.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 22 of 28
Anonymous
Not applicable

Re: Walmart Christmas Increase!

Wooooohoooooo I just got off the phone with lowes. Congratulations your new credit limit is 12,000 lol. Ok I'm all set and ready to app for the Amex bcp next month.
Message 23 of 28
Anonymous
Not applicable

Re: Walmart Christmas Increase!


@Anonymous wrote:
Wooooohoooooo I just got off the phone with lowes. Congratulations your new credit limit is 12,000 lol. Ok I'm all set and ready to app for the Amex bcp next month.

See!  That's what I get for being a chicken! LMAO!!  I'm sure I could have gotten to $10,000!!  Maybe next month!

Message 24 of 28
Epcot
Valued Contributor

Re: Walmart Christmas Increase!

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 25 of 28
Anonymous
Not applicable

Re: Walmart Christmas Increase!

never mind...lol

 

Message 26 of 28
Tran92
Regular Contributor

Re: Walmart Christmas Increase!

Wow! nice increases. I was happy just to finally get a CLI on my Walmart card from 400 to 800 too. Now, I just want to ask for more LOL. Maybe some other time though I don't even shop at walmart much. But I am interested to see if I can get my amazon up to 2000. I could use a new laptop.. Smiley Wink

TU 746 (10/13)
GOAL: 750+






Message 27 of 28
Anonymous
Not applicable

Re: Walmart Christmas Increase!

Tran92 call (866) 519-6441 and ask for a 3000 limit. An underwriter will answer the phone. Have your amazon account # ready. If they don't feel you need 3000 they will counter offer for less. You can even ask for 5000 if you want. They will ask about income and review your credit. It's only a soft pull.
Message 28 of 28
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