Walmart MC Auto CLI

cem13 · ‎12-02-2022

I was approved in June for $2000 on the Walmart MC. This is my lowest SL by far with several CL at $25K. I use about $500 per month and always PIF monthly. After the 6th payment, I received an Auto CLI to $4000. What a nice surprise, although I really do not need it.

Anyway, just another data point.

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.

M_Smart007 · ‎12-03-2022

Congrats on the Auto CLI🎉

KingRue8500 · ‎12-04-2022

Congrats on your Capital One Walmart MC Auto CLI

cashorcharge · ‎12-04-2022

WooHoo! Congratulations on your Walmart Auto-CLI Approval!!🎉🥂🍾

CreditAggie · ‎12-04-2022

Congratulations on your Walmart 2X auto-CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

USMC_Winger · ‎12-13-2022

@cem13 wrote:
I was approved in June for $2000 on the Walmart MC. This is my lowest SL by far with several CL at $25K. I use about $500 per month and always PIF monthly. After the 6th payment, I received an Auto CLI to $4000. What a nice surprise, although I really do not need it.

Anyway, just another data point.

@cem13: Congrats on your CLI!

FICOs:

Jeffster1 · ‎12-13-2022

Congrats on your CLI 🎉

I'll never see a CLI on my Walmart MC which I got early in my rebuild. I only use it as my AZEO balance card. I charge about 40 bucks a month on it and pay it down to report 3 bucks each month.

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K

cem13 · ‎12-14-2022

I'll never see a CLI on my Walmart MC which I got early in my rebuild. I only use it as my AZEO balance card. I charge about 40 bucks a month on it and pay it down to report 3 bucks each month.

I always let my Walmart card report the balance. However, I PIF once the statement arrives. So you could do the same, just let it report a balance.

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.

SUPERSQUID · ‎12-14-2022

@cem13 wrote:

I'll never see a CLI on my Walmart MC which I got early in my rebuild. I only use it as my AZEO balance card. I charge about 40 bucks a month on it and pay it down to report 3 bucks each month.
I always let my Walmart card report the balance. However, I PIF once the statement arrives. So you could do the same, just let it report a balance.

There might be something to that, I always let my balances report on my cap 1's. My QS started out in may of 2021 as a 300 platinum and is now a 5000 QS in a fairly short time.

SweetCreditObsession · ‎12-25-2022

Congratulations on the auto increase!

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