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Walmart store Credit Card initial CLI

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Anonymous
Not applicable

Walmart store Credit Card initial CLI

I was recently approved for a Walmart store Credit Card, but it was for a measly 300$. My score was 540 when I applied but that was because of the baddies. I just fixed them a few days ago and had a Fico score of 720 so I figured I'd ask for 1200 as that's a lot more fair. I got denied through the online system but called and requested that and was approved!  4x CLI. I should of did more but didn't wanna be greedy! Smiley Wink

Message 1 of 13
12 REPLIES 12
dabrian
Frequent Contributor

Re: Walmart store Credit Card initial CLI

Congrats! ! That was my starting limit as well.
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 2 of 13
CreditUnionFan
Valued Contributor

Re: Walmart store Credit Card initial CLI


@Anonymous wrote:

I was recently approved for a Walmart store Credit Card, but it was for a measly 300$. My score was 540 when I applied but that was because of the baddies. I just fixed them a few days ago and had a Fico score of 720 so I figured I'd ask for 1200 as that's a lot more fair. I got denied through the online system but called and requested that and was approved!  4x CLI. I should of did more but didn't wanna be greedy! Smiley Wink


Congrats and taking care of the bad marks, and Congrats on getting the 4X CLI!

 

It's encouraging that some steps lead to major gains!

I was going to garden... Honest!
Message 3 of 13
alvon123
Super Contributor

Re: Walmart store Credit Card initial CLI

congrats


Message 4 of 13
coldnmn
Mega Contributor

Re: Walmart store Credit Card initial CLI

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 13
Anonymous
Not applicable

Re: Walmart store Credit Card initial CLI

Thanks a lot guys! 

Message 6 of 13
Anonymous
Not applicable

Re: Walmart store Credit Card initial CLI

So I figured since I did well with Walmart that I'd do okay with chase... My initial limit for the freedom card I got approved for the other day was 1.2k and I wanted just a little more so I could spend but stay under 30%. I asked for 2.1k and was approved!

 

Today is a great day. Lol

Message 7 of 13
Creditaddict
Legendary Contributor

Re: Walmart store Credit Card initial CLI


@Anonymous wrote:

So I figured since I did well with Walmart that I'd do okay with chase... My initial limit for the freedom card I got approved for the other day was 1.2k and I wanted just a little more so I could spend but stay under 30%. I asked for 2.1k and was approved!

 

Today is a great day. Lol


unlike walmart you probably took a hp for chase, I would call back and ask for $10k and get them to counter you a lower amount... if they approve your whole amount then you didn't ask for enough Smiley Happy

Message 8 of 13
Anonymous
Not applicable

Re: Walmart store Credit Card initial CLI

Wont they HP again? Lol

 

EDIT: So they did another and I got the 7-10 day message -_- do I recon this?

 

Thankfully I only have 3inq on my report 

Message 9 of 13
MissMoni223
Senior Contributor

Re: Walmart store Credit Card initial CLI

CONGRATS on your CLI!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 10 of 13
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