A couple years ago when I had the Fidelity Amex and Fidelity decided to switch from BofA to Elan Financial, I decided to jump ship (bad mistake I would find out later) and switch to another BofA account. At that time, I transferred $71,000 from Fidelity Amex to another BofA card. This worked for about a year's time then BofA started cutting my limit down and down because I wasn't using the card and other available credit. I eventually went from 71k to 11k. I ended up closing the BofA account. Last night I was trolling the US Bank website and there were no prequal's for me. I eventually migrated over to Fidelity and through caution to the wind. They called to do a fraud verification this morning and I just called back this afternoon and the card was approved. I did a 3k BT with the application. The automated system asked if I wanted to do another BT. I figured probably not since I don't know the limit and my other US Bank cards are only (7500, 7000, 1500, 1500). Based on these limits I wasn't expecting much from Fidelity. To my surprise, I was informed that the Fidelity was approved for (drum roll) a whopping $21,000. This is really odd because I can't get a CLI increase on my existing US Bank cards. Well they did give me an auto CLI on my Cash+ card a couple months ago from 5k to 7k. Other than that, it's always a no go with US Bank. I also opened up a Flexperks Gold four months ago with the 7500 limit. I'm excited.
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)Stats:
TU FICO 720
6 Inq's in last year
9 new accounts in last year
Nice SL, congrats.
Thanks Priorty_Man
Congratulations on your approval!
Congrats on the approval @12njoy
Congrats 12!! You say you through caution to the wind? I didn't realize caution was in your vocabulary.
Caution and 1.2 million dollars in open TLs don't belong on the same page. lol
Just joshing you man!!! That's a great come back. I closed my Fidelity in 2016 before it ever arrived. Maybe one day I'll try my luck again.
Super congrats Mr Cotter!
Enjoy
Enjoy