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Huge congrats and welcome to the USocks Bank family! I don't want to push you out of the garden again, but is Altitude Reserve (the nicest card you'll never carry) now on the to-do list?
Congrats! I might be trying to become a bigger member of USB shortly. We will see how the next few business days go. And holy cow, what an overall CL you have!
Congrats on your new US Bank Cash+ card and breaking $250k!
@K-in-Boston wrote:Huge congrats and welcome to the USocks Bank family! I don't want to push you out of the garden again, but is Altitude Reserve (the nicest card you'll never carry) now on the to-do list?
Possibly. But if so, it'll have to replace the CSR -- I don't believe I can justify two sizable AF's.
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
@Anonymous wrote:Congrats! I might be trying to become a bigger member of USB shortly. We will see how the next few business days go. And holy cow, what an overall CL you have!
I'm just trying to compensate.
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
@expatCanuck wrote:
@K-in-Boston wrote:Huge congrats and welcome to the USocks Bank family! I don't want to push you out of the garden again, but is Altitude Reserve (the nicest card you'll never carry) now on the to-do list?
Possibly. But if so, it'll have to replace the CSR -- I don't believe I can justify two sizable AF's.
Depending on whether you normally buy gogoinflight passes when you fly, it can actually easily be a net negative AF after the travel credits. Would be worth considering where you could be using Applesungle Pay today that you aren't to see if the extra bit of earnings easily offset the $75, too (would require $277.75 per month to make the extra $75 net AF earn more than CFU points moved to CSR and redeemed in travel portal). Unless mobile payment is involved, CSR is always going to beat AR by a long shot on dining.
Thanks, @K-in-Boston -- my sense is that I'll be standing pat with the CSR -- tho' the right SUB may warrant a shift after draining the Chase point bank.
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
@K-in-Boston wrote:
@expatCanuck wrote:
@K-in-Boston wrote:Huge congrats and welcome to the USocks Bank family! I don't want to push you out of the garden again, but is Altitude Reserve (the nicest card you'll never carry) now on the to-do list?
Possibly. But if so, it'll have to replace the CSR -- I don't believe I can justify two sizable AF's.
Depending on whether you normally buy gogoinflight passes when you fly, it can actually easily be a net negative AF after the travel credits. Would be worth considering where you could be using Applesungle Pay today that you aren't to see if the extra bit of earnings easily offset the $75, too (would require $277.75 per month to make the extra $75 net AF earn more than CFU points moved to CSR and redeemed in travel portal). Unless mobile payment is involved, CSR is always going to beat AR by a long shot on dining.
It could be a really dangerous combo. That's just a costco trip plus a few errands.