Re: Wells Fargo Active Cash Approval

Beast26 · ‎09-13-2021

Applied for the card just now and got a $6000 credit limit! I have only banked with wells Fargo so I have been with them for almost 16 years. Finally they came up with a credit card that I can actually use for my Cashback setup. I also applied for Citi custom cash but I got denied. Im not sure who it pulled because I don't see the inquiry yet. I may have been denied because it may have pulled the same bureau as the active cash card. I didn't do the apps at the same time there was about a 5 min gap in between.

Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000

coreyb80 · ‎09-13-2021

Congrats on the approval!

Rebuild2019 · ‎09-13-2021

Congratulations on your approval

Sub16610 · ‎09-13-2021

Congrats on your approval!

CreditAggie · ‎09-13-2021

Congratulations on your Wells Fargo Active Cash approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (October 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Elpadrino1 · ‎09-13-2021

Congratulations on your approval!!

cashorcharge · ‎09-13-2021

That’s terrific! Congratulations on your WF approval!! 👏🏼🎉🍾

Beast26 · ‎09-14-2021

Thanks everyone! I guess I need to wait about 3 months to reapply for the custom cash? Im thinking they maybe pulled from the same bureau and citi saw the inquiry and got scared.

Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000

JLRDC909 · ‎09-14-2021

Congratulations on the WF Cash. If you applied for the Cash card first and then the Citi card, that's probably the reason you were denied. I think Citi has a policy where they will deny any applications that have even 1 inquiry in the few days of one of theirs.

JR