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Wells Fargo Active Cash for DW!

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M_Smart007
Legendary Contributor

Re: Wells Fargo Active Cash for DW!

@tcbofade, Congrats to DW! .. Go get that SUB💰🤑

Message 11 of 22
cashorcharge
Community Leader
Super Contributor

Re: Wells Fargo Active Cash for DW!

That’s terrific!  Congratulations on DW's approval!! 👏🏼🎉🍾

I like how WF uses the Bankcard F8 versus just F8

Message 12 of 22
Mr_Mojo_Risin
Senior Contributor

Re: Wells Fargo Active Cash for DW!

A cool card and easy SUB, sounds good.  Congratulations to the two of you!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 13 of 22
CreditAggie
Community Leader
Super Contributor

Re: Wells Fargo Active Cash for DW!

Congratulations on DW's Active Cash approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 14 of 22
MartyWrite75
Valued Contributor

Re: Wells Fargo Active Cash for DW!

Congratulations on your DW's approval!

April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 15 of 22
tcbofade
Super Contributor

Re: Wells Fargo Active Cash for DW!


@gdale6 wrote:

Grats to your DWs approval Smiley Happy

 

Pretty sad state of affairs when you can meet that SUB at a grocery store. Im from a time when a hundred bucks bought you two carts overloaded with goodies.


She'll meet that SUB at the grocery store over the course of 90 days...  Smiley Wink

 

...actually, less than 60 days...

 

At $150 a week, it won't take long...

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 16 of 22
Yasselife
Valued Contributor

Re: Wells Fargo Active Cash for DW!

Hello; when you said 6 inq, is that in 12 or 24 mo? And Congratulations.






Message 17 of 22
firefox100
Valued Contributor

Re: Wells Fargo Active Cash for DW!

Congratulations enjoy her new credit card.

Message 18 of 22
tcbofade
Super Contributor

Re: Wells Fargo Active Cash for DW!


@Yasselife wrote:

Hello; when you said 6 inq, is that in 12 or 24 mo? And Congratulations.


Thank you.  It's actually 25 months.  (It's Experian!)

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 19 of 22
tcbofade
Super Contributor

Re: Wells Fargo Active Cash for DW!


@simplynoir wrote:

Congrats to the DW, @tcbofade! 🦙

Surprised Citi said no so sorry for leading you astray there

 

You and wifey enjoy the new card there 🍸


Got her denial email from Citi today.   They pulled TU, don't know what version... scores range from a low of 250 to a high of 900.  Her score was 801. 

 

. proportion of loan balances to loan amounts is too high.  (Probably accurate!)

. length of time revolving accounts have been established.  (Average Account Age 5 years, six months)

. time since most recent account opening is too short.  (Last month!)

. too many inquiries in the last 12 months.  (4)

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 20 of 22
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